705 W Harbor Ln, Grand Junction, CO 81505 Property Records

Mesa County property record for 705 W Harbor Ln, Grand Junction, CO 81505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,407 sqft · built 1997
Lot Size	0.116 acres (5,065 sqft)
Owner	Individual Name on File
Last Sale	$246,500 (May 2020)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2701-334-21-002`

Property Details

APN / Parcel Number

Primary APN	`2701-334-21-002`
Alternative APN	`R018350`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,407 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,065 sqft (0.116 acres)
Garage Type	Attached
Garage Area	519 sqft
Porch	Slab
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R018350
Street Address	705 W HARBOR LN
City	GRAND JUNCTION
State	CO
Zip	81505-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT B MINI COVE II SUB SEC 33 1N 1W & AN UNDIV INT IN OUTLOT A MINI COVE II SUB
Legal Range	001
Legal Township	01N
Legal Section	33
Legal Subdivision	MINI COVE II SUB
Legal Block	21
Legal Lot Number	B
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2020
Census Tract	900

Owner

705 W Harbor Ln is owned and occupied by an individual who bought it in May 2020.

Source: Mesa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	705 W HARBOR LN, GRAND JUNCTION, CO 81505-9698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Mar 19, 1998 · Amount on File
Deed Document Number	20202923000
Prior Transfer Date	Oct 21, 1997
Prior Transfer Doc	0001826608
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 4, 2020
Property Address	705 W HARBOR LN, GRAND JUNCTION, CO 81505-9698
Document Number	0002923000
Instrument Date	May 4, 2020
Instrument	2923000
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W HARBOR LN, GRAND JUNCTION, CO 81505-9698

Mortgage

Document Number	0002923001
Date	May 4, 2020
Instrument	2923001

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 705 W Harbor Ln was $1,703, up 15.8% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 (+15.77%)	$23,520 (+13.73%) Land $6,130 Building $17,390	$376,240 Land $98,000 Building $278,240
2024	$1,471.00 (+0.62%)	$20,680 (-) Land $5,400 Building $15,280
2023	$1,462.00 (+19.74%)	$20,680 (+22.01%) Land $5,400 Building $15,280	$308,730 Land $80,630 Building $228,100
2022	$1,221.00	$16,950 Land $5,210 Building $11,740
2021			$243,960 Land $75,000 Building $168,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 W Harbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 W Harbor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100