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705 W Front St, Bloomington, IL 61701 Property Records

McLean County property record for 705 W Front St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,202 sqft · built 1905
Lot Size0.101 acres (4,402 sqft)
Owner2 Individual Names on File
Tax Bill$376 (2024)
Deeds & MortgagesMar 2026 Mortgage
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21-04-308-022

Property Details

APN / Parcel Number

Primary APN21-04-308-022

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,202 sqft Living Area
Gross Area1,468 sqft
1st Floor Area734 sqft
Basement Area266 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area4,402 sqft (0.101 acres)
Lot Dimensions118 ft deep x 38 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address705 W FRONT ST
CityBLOOMINGTON
StateIL
Zip61701-4937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLEAVITTS SUB BLK 1 & PT 2 MCINTYRES ADD W12.5 LOT 6 & E1/2 LOT 7
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionLEAVITTS SUB
Legal Block1
Legal Lot Number6,7
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1019
Census Tract1500

Owner

705 W Front St is owned and occupied by two individuals.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address705 W FRONT ST, BLOOMINGTON, IL 61701-4937
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Apr 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITY OF WILMINGTON

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address705 W FRONT ST, BLOOMINGTON, IL 61701-4937
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanySTF

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 W FRONT ST, BLOOMINGTON, IL 61701-4937

Mortgage

Document Number202600003704
DateMar 17, 2026
Instrument2026-00003704
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateApr 8, 2026
Property Address705 W FRONT ST, BLOOMINGTON, IL 61701-4937
Document Number202600004657
Instrument DateFeb 27, 2026
Instrument20264657
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 W FRONT ST, BLOOMINGTON, IL 61701-4937

Mortgage

Document Number0000004657,
DateApr 8, 2026
Instrument20264657
Lender
NameCITY OF WILMINGTON
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.1%
Max Rate-1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,375 Land $5,882 Building $15,493$64,125 Land $17,646 Building $46,479
2024$376.00 (-3.09%)
2023$388.00 (-1.52%)$17,619 (+12.63%) Land $4,848 Building $12,771$52,857 (+12.63%) Land $14,544 Building $38,313
2022$394.00$15,643 Land $4,304 Building $11,339$46,929 Land $12,912 Building $34,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 W Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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