705 W Flora St, Ontario, CA 91762 Property Records

San Bernardino County property record for 705 W Flora St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,627 sqft · built 1952
Lot Size	0.184 acres (8,001 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2018)
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`1048-313-11-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-313-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,001 sqft (0.184 acres)
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Patio/Porch
Porch Area	100 sqft
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 W FLORA ST
City	ONTARIO
State	CA
Zip	91762-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3781 LOT 45
Legal Subdivision	TRACT NO 3781
Legal Tract	3781
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	1101

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1685 W ARROW RTE, DR, UPLAND, CA 91786-7646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI
Sep 19, 2019	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Mar 16, 2019	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Oct 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage XELA INC
Jan 29, 2018	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Jan 29, 2018	Grant Deed, Transfer CORINTHIAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Aug 23, 1999 · Amount on Record
Deed Document Number	201832255
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0000032256
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W FLORA ST, ONTARIO, CA 91762-3011

Mortgage

Document Number	0000295437
Date	Jun 30, 2021
Instrument	2021-0295437

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Document Number	0000218172
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	705 W FLORA ST ONTARIO CA 917623011, ONTARIO, CA 91762-3011

Mortgage

Document Number	0000218172
Date	Jun 30, 2020
Instrument	218172

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Document Number	0000345226
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	705 W FLORA ST ONTARIO CA 917623011, ONTARIO, CA 91762-3011

Mortgage

Document Number	0000345226
Date	Sep 26, 2019
Instrument	345226

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Document Number	0000087296
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	705 W FLORA ST ONTARIO CA 917623011, ONTARIO, CA 91762-3011

Mortgage

Document Number	0000087296
Date	Mar 21, 2019
Instrument	87296

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2034

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 11, 2018
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Instrument Date	Oct 10, 2018
Instrument	373177
Transaction Type	Construction Loan
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	705 W FLORA ST ONTARIO CA 917623011, ONTARIO, CA 91762-3011

Mortgage

Document Number	0000373177
Date	Oct 11, 2018
Instrument	373177

Lender

Name	XELA INC
Address	3167 SAN MATEO BLVD NE # 217, ALBUQUERQUE, NM 87110-1921

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2019

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 29, 2018
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Document Number	0000032256
Instrument Date	Dec 29, 2017
Instrument	32256
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	705 W FLORA ST ONTARIO CA 917623011, ONTARIO, CA 91762-3011

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 29, 2018
Property Address	705 W FLORA ST, ONTARIO, CA 91762-3011
Document Number	0000032255
Map Reference	MB 49 PG 28
Instrument Date	Dec 18, 2017
Instrument	2018-0032255
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W FLORA ST, ONTARIO, CA 91762-3011

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,763 (+2%) Land $138,110 Building $300,653
2025	$4,655.00 (+5.34%) Homeowner's exemption	$430,160 (+4.04%) Land $135,402 Building $294,758
2023	$4,419.00 (+1.38%) Homeowner's exemption	$413,456 Land $130,144 Building $283,312
2022	$4,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet.

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