705 W Durham St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 705 W Durham St, Kill Devil Hills, NC 27948

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,008 sqft · built 1993
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$490,500 (May 2026)
Tax Bill$2,302 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2013 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN988405182435

Property Details

APN / Parcel Number

Primary APN988405182435
Alternative APN
  • 001373000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,008 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number988405182435
Street Address705 W DURHAM ST
CityKILL DEVIL HILLS
StateNC
Zip27948-8276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 662 BLK: SEC: PL: 1 SL: 98
Legal SubdivisionAVALON BEACH ANNEX 2 & 3
Legal Lot Number662
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group1
Census Block1047
Census Tract970200

Owner

Source: Dare County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 5, 2013Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 8, 2006Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON HOME LOAN CORP
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Deed Document Number2026700160182
Deed Book / Page2852 / 970
Prior Transfer DateJan 28, 2009
Prior Transfer Doc1790/232
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002399/585
DateAug 5, 2020
Book Page2399/585
Instrument700081649
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001931/380
DateJun 5, 2013
Book Page1931/380
Instrument6329085
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2043

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001684/402
DateMay 8, 2006
Book Page1684/402
Instrument6196624
Lender
NameFIRST HORIZON HOME LOAN CORP
TypeMortgage Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2036

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateMay 29, 2026
Property Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276
Document Number0700160182
Book / Page2852 / 970
Instrument DateMay 28, 2026
Instrument2026700160182
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$99,081.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276

Mortgage

Document Number0700160183,
DateMay 29, 2026
Instrument2026700160183
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address705 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8276
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2399/585
DateAug 5, 2020
Book Page2399/585
Instrument700081649
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,302.00 (+20.27%)$420,500 (+65.91%) Land $206,300 Building $214,200
2023$1,914.00$253,458 Land $90,000 Building $163,458
2020$420,500 Land $206,300 Building $214,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 458 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies490 units insured
incl. 32 condo units
Nearby Flood Claims797 (1981–2019)
Claims Outside the SFHA298 of 797
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Matthew, Oct 2016 · 59 claims
  • Hurricane Isabel, Sep 2003 · 236 claims
  • Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KILL DEVIL HILLS
serves 7,200 people · EPA ID NC0428015
Water SourcePurchased groundwater from DARE COUNTY WATER SYSTEM
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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