705 W Clark St, Champaign, IL 61820 Property Records

Champaign County property record for 705 W Clark St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details1 ba · 800 sqft · built 1913
Lot Size0.208 acres (9,081 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Apr 2023)
Tax Bill$4,454 (2024)
Deeds & MortgagesApr 2023 Sale
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-20-12-352-017

Property Details

APN / Parcel Number

Primary APN42-20-12-352-017

Interior

Full Baths1 Bath
Stories2 Stories
Building Area800 sqft Building Perimeter
1st Floor Area800 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialStucco
Roof MaterialOther
Lot Area9,081 sqft (0.208 acres)
Garage TypeDetached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address705 W CLARK ST
CityCHAMPAIGN
StateIL
Zip61820-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 27 HARMONS, A.E., ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionHARMONS, A.E., ADD
Legal Lot Number27
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1005
Census Tract11002

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address705 W CLARK ST, CHAMPAIGN, IL 61820-4613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Mar 7, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Prior SaleMar 7, 2017 · Amount on Record
Deed Document Number20234555
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 14, 2023
Property Address705 W CLARK ST, CHAMPAIGN, IL 61820-4613
Document Number0000004555
Map ReferenceDD 26 PG 310
Instrument DateApr 10, 2023
Instrument2023R04555
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 W CLARK ST, CHAMPAIGN, IL 61820-4613

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address705 W CLARK ST, CHAMPAIGN, IL 61820-4613
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001997
DateJan 28, 2021
Instrument2021R01997
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate
Rate3%

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 7, 2017
Property Address705 W CLARK ST, CHAMPAIGN, IL 61820-4613
Document Number0000003897
Instrument DateMar 1, 2017
Instrument3897
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address601 CLARK ST CHAMPAIGN IL 61820, CHAMPAIGN, IL 61820

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,650 (+136.62%) Land $22,910 Building $40,740$190,950 (+136.62%) Land $68,730 Building $122,220
2024$4,454.00 (+204.65%)
2022$1,462.00 Homeowner's exemption Senior Citizen's exemption$26,900 Land $17,160 Building $9,740$80,700 Land $51,480 Building $29,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

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