705 W Chestnut St, Denison, TX 75020 Property Records

Grayson County property record for 705 W Chestnut St, Denison, TX 75020

Property Summary

Property TypeCommercial
Details2,300 sqft · built 1920
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (May 2017)
Tax Bill$4,329 (2025)
Deeds & MortgagesMay 2017 Mortgage
Mar 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APND016 3105012

Property Details

APN / Parcel Number

Primary APND016 3105012
Alternative APN
  • 142894

Interior

Stories1 Story
Building Area2,300 sqft Living Area
Gross Area2,524 sqft
1st Floor Area2,300 sqft
Upper Floors Area1,120 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area336 sqft

Location & Zoning

Street Address705 W CHESTNUT ST
CityDENISON
StateTX
Zip75020-3257
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLAYNES ADDN, BLOCK 2, LOT 29 & 30, ACRES .1377
Legal SubdivisionLAYNES ADDN
Legal Block2
Legal Lot Number29,30
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1040
Census Tract502

Owner

705 W Chestnut St, a commercial property, is owned by two individuals who bought it in May 2017.

Source: Grayson County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1374 MIDDLE RD, DENISON, TX 75021-7519
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2017Vendor's Lien, Transfer · ARM
LEGEND BANK NA
Mar 21, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2017 · Amount on File
Deed SaleMay 12, 2017 · Amount on File
Prior SaleMar 21, 2017 · Amount on File
Deed Document Number201710135
Deed Book / Page5998 / 233
Prior Transfer DateMar 20, 2017
Prior Transfer Doc0000005856
Record UpdatedOct 29, 2026

May 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMay 12, 2017
Property Address705 W CHESTNUT ST, DENISON, TX 75020-3257
Document Number0000010135
Book / Page5998 / 00233
Map ReferenceVOL 25 PG 59
Instrument DateMay 3, 2017
Instrument2017-00010135
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyCHAPIN TITLE CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4313 HILLSHIRE CT, 4313, PLANO, TX 75093-6978

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 N CENTRAL EXPY UNIT 2172, 2172, MC KINNEY, TX 75070-0116

Mortgage

Document Number0000010136
DateMay 12, 2017
Instrument2017-00010136
Lender
NameLEGEND BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMay 4, 2022
Change Frequency5 Years
Min Rate At Change6%
Max Rate At Change18%
Index5-Year CMT
Margin2

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGRAYSON TX
Recording DateMar 21, 2017
Property Address705 W CHESTNUT ST, DENISON, TX 75020-3257
Document Number0000005856
Book / Page005968 / 000817
Instrument DateMar 7, 2017
Instrument5856
Transaction TypeForeclosure
Record UpdatedJun 21, 2017

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4221 PRESTON RD #200 FRISCO TX 750348511, 200, FRISCO, TX 75034-8511

Tax Assessment & Valuation

The 2025 property tax bill for 705 W Chestnut St was $4,329, down 0.2% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,329.00 (-0.21%)$186,749 Land $115,200 Building $71,549$186,749 Land $115,200 Building $71,549
2024$4,338.00
2023$186,749 Land $34,440 Building $152,309$186,749 Land $34,440 Building $152,309
2022$4,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 W Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 W Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Bluepeak
Fiber
5,000 / 5,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, TekWav.

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