705 W Basalt Ridge Dr, Spokane, WA 99224 Property Records

Spokane County property record for 705 W Basalt Ridge Dr, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 2019
Lot Size	0.212 acres (9,243 sqft)
Owner	2 Individual Names on File
Last Sale	$589,999 (Aug 2025)
Tax Bill	$5,817 (2026)
Deeds & Mortgages	Jul 2020 Loan Modification Aug 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34075.2515`

Property Details

APN / Parcel Number

Primary APN	`34075.2515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	2,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,243 sqft (0.212 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	96 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	705 W BASALT RIDGE DR
City	SPOKANE
State	WA
Zip	99224-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TCA 0010 EAGLE RIDGE 11TH ADD LT 3 BLK 3 (AFN# 6525498) ALSO SEE 34075.2503 LYG IN TCA 0050
Legal Subdivision	TCA 0010 EAGLE RIDGE 11TH ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE SOUTH
Census Block Group	3
Census Block	3039
Census Tract	13503

Owner

705 W Basalt Ridge Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Spokane County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 W BASALT RIDGE DR, SPOKANE, WA 99224-9070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Loan Modification, Mortgage · Conventional with PMI BANNER BK
Aug 21, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANNER BANK
Dec 12, 2017	Warranty Deed, Transfer · Line of Credit BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	20257434515
Prior Transfer Date	Jul 19, 2024
Prior Transfer Doc	0007364537
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	705 W BASALT RIDGE DR, SPOKANE, WA 99224-9070
Document Number	0006946809
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 W BASALT RIDGE DR SPOKANE WA 992249070, SPOKANE, WA 99224-9070

Mortgage

Document Number	0006946809
Date	Jul 24, 2020
Instrument	6946809

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 21, 2019
Property Address	705 W BASALT RIDGE DR, SPOKANE, WA 99224-9070
Document Number	0006834297
Map Reference	VOL 38 PG 73-77
Instrument Date	Aug 21, 2019
Instrument	6834297
Transaction Type	Construction Loan
Record Updated	Sep 15, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 NE 157TH AVE, VANCOUVER, WA 98684-4148

Mortgage

Document Number	0006834298
Date	Aug 21, 2019
Instrument	6834298

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	9.87%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 12, 2017
Property Address	705 W BASALT RIDGE DR, SPOKANE, WA 99224-9070
Document Number	0006666759
Instrument Date	Dec 5, 2017
Instrument	6666759
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,117.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	224 N CHIEF GARRY DR LIBERTY LAKE WA 990197006, LIBERTY LAKE, WA 99019-7006
Investor	Possibly a Property Investor

Mortgage

Document Number	6666760
Date	Dec 12, 2017
Instrument	6666760

Lender

Name	BANNER BK
Type	Bank
Address	BOTHELL, WA 98011

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 705 W Basalt Ridge Dr was $5,817, down 8.5% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,817.00 (-8.45%)	$588,250 (+2.83%) Land $111,250 Building $477,000	$588,250 (+2.83%) Land $111,250 Building $477,000
2025	$6,354.00	$572,050 (-8.41%) Land $102,350 Building $469,700	$572,050 (-8.41%) Land $102,350 Building $469,700
2024		$624,600 (+24.47%) Land $105,000 Building $519,600	$624,600 (+24.47%) Land $105,000 Building $519,600
2023	$6,102.00 (+4.09%)	$501,800 Land $95,000 Building $406,800	$501,800 Land $95,000 Building $406,800
2022	$5,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 W Basalt Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 W Basalt Ridge Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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