705 W 3rd St, Aberdeen, WA 98520 Property Records

Grays Harbor County property record for 705 W 3rd St, Aberdeen, WA 98520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,578 sqft · built 1923
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2021)
Tax Bill	$2,062 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011001900300`

Property Details

APN / Parcel Number

Primary APN	`011001900300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	705 W 3RD ST
City	ABERDEEN
State	WA
Zip	98520-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNS CENTRAL LOTS 3 & 4 BLK 19
Legal Range	08
Legal Township	09
Legal Section	17
Legal Subdivision	BENNS CENTRAL
Legal Block	19
Legal Lot Number	3,4
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	2
Census Block	2004
Census Tract	1000

Owner

705 W 3rd St is owned by an individual who bought it in October 2021.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	219 W MARKET ST, ABERDEEN, WA 98520-6292
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IDAHO CENTRAL CU
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	202148
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0000000071
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	705 W 3RD ST, ABERDEEN, WA 98520-4808
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003230037
Date	Mar 23, 2026
Instrument	2026-03230037

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Oct 8, 2021
Property Address	705 W 3RD ST, ABERDEEN, WA 98520-4808
Document Number	0010080048
Map Reference	VOL 2 PG 54
Instrument Date	Oct 1, 2021
Instrument	2021-10080048
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W MARKET ST, ABERDEEN, WA 98520-6292

Mortgage

Document Number	0010080049
Date	Oct 8, 2021
Instrument	2021-10080049

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 705 W 3rd St was $2,062, up 31.5% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Aberdeen City
County	Grays Harbor County
Unified School District	Aberdeen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,062.00 (+31.51%)
2025	$1,568.00 (+14.12%)	$163,703 (-) Land $20,319 Building $143,384	$163,703 (-) Land $20,319 Building $143,384
2024	$1,374.00	$163,703 Land $20,319 Building $143,384	$163,703 Land $20,319 Building $143,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 W 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2003–2015)
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 22,867 people · EPA ID WA5300050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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