705 Upper Cahokia Rd, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 705 Upper Cahokia Rd, Cahokia, IL 62206

Property Summary

Property Type	Commercial
Details	2 ba · 1,925 sqft · built 1949
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$71,500 (Jun 1999)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2020 Loan Modification + 2 more
APN	`01-35-0-313-019`

Property Details

APN / Parcel Number

Primary APN	`01-35-0-313-019`

Interior

Full Baths	2 Baths
Building Area	1,925 sqft Base Area
1st Floor Area	1,925 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Exterior Material	Combination
Construction Type	Wood
Lot Area	3,049 sqft (0.07 acres)
Porch	Porch
Porch Area	469 sqft

Location & Zoning

Street Address	705 UPPER CAHOKIA RD
City	EAST SAINT LOUIS
State	IL
Zip	62206-1209
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FEHRINGERS SUB LOT/SEC-2 PT LT 1 & ALL LT 2-3 & 15 FT STRIP W & ADJ DOC A01883130
Legal Subdivision	FEHRINGERS SUB
Legal Block	313
Legal Lot Number	1,2,3
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	4
Census Block	4009
Census Tract	502300

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1411 EILER RD, BELLEVILLE, IL 62223-3242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage CENTRAL TRUST BANK
Jun 10, 2020	Loan Modification, Mortgage CENTRAL BK/ST LOUIS
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Jun 1, 2017	Loan Modification, Mortgage CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 1999 · Amount on Record
Deed Sale	Jun 7, 1999 · Amount on Record
Deed Document Number	1999499738
Last Transfer Date	Dec 13, 2004
Transfer Doc	00A1883130
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	705 UPPER CAHOKIA RD, CAHOKIA, IL 62206-1209
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02770238
Date	Jan 4, 2023
Instrument	A02770238

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 10, 2027

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	705 UPPER CAHOKIA RD, CAHOKIA, IL 62206-1209
Document Number	00A2659288
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 UPPER CAHOKIA RD CAHOKIA IL 622061209, CAHOKIA, IL 62206-1209

Mortgage

Document Number	00A2659288
Date	Jul 24, 2020
Instrument	2659288

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63131-4313

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 23, 2025

Interest

Rate	4.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	705 UPPER CAHOKIA RD, CAHOKIA, IL 62206-1209
Document Number	00A2560216
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRSTT AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1411 EILER RD BELLEVILLE IL 622233242, BELLEVILLE, IL 62223-3242

Mortgage

Document Number	00A2560216
Date	Dec 1, 2017
Instrument	2560216

Lender

Name	CENTRAL BK/ST LOUIS
Address	O'FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 30, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.5%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	705 UPPER CAHOKIA RD, CAHOKIA, IL 62206-1209
Document Number	00A2541571
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	00A2541571
Date	Jun 27, 2017
Instrument	2541571

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63131-4313

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 26, 2020

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00 (+25.24%)	$17,927 (+31%) Land $1,311 Building $16,616	$53,781 (+31%) Land $3,933 Building $49,848
2024	$2,603.00	$13,685 (+0.64%) Land $1,257 Building $12,428	$41,055 (+0.64%) Land $3,771 Building $37,284
2022		$13,598 Land $996 Building $12,602	$40,794 Land $2,988 Building $37,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1994)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 1994 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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