Cabarrus County property record for 705 Union St S, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,175 sqft · built 1925 |
| Lot Size | 0.842 acres (36,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jul 1984) |
| Tax Bill | $3,505 (2023) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 41 0317 |
| Primary APN | 5630 41 0317 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,175 sqft Living Area |
| Gross Area | 5,686 sqft |
| 1st Floor Area | 2,571 sqft |
| Upper Floors Area | 1,604 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,663 sqft (0.842 acres) |
| Lot Dimensions | 303 ft deep x 121 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 3,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 635 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4677924 |
|---|---|
| Street Address | 705 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | 705 UNION ST S/PT LTS 4-5 |
| Legal Subdivision | EASTCLIFF |
| Legal Lot Number | 4-5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 42202 |
705 Union St S is owned by two individuals who bought it in July 1984.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 826, CONCORD, NC 28026-0826 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SAHAR SALLOUM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1984 · Amount on File |
| Deed Sale | Jul 1, 1984 · Amount on File |
| Deed Book / Page | 577 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 705 UNION ST S, CONCORD, NC 28025-5627 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 705 UNION ST S, CONCORD, NC 28025-5627 |
| Document Number | 0016074190 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 16074/190 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 705 UNION ST S, CONCORD, NC 28025-5627 |
| Document Number | 13411116 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 18434 CHARLOTTE NC 282180434, CHARLOTTE, NC 28218-0434 |
| Document Number | 13411116 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 013411/000116 |
| Instrument | 5743 |
| Name | SAHAR SALLOUM |
|---|---|
| Address | 6111 TUSKAN DR, CHARLOTTE, NC 28270-5406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Mar 12, 2021 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,980 Land $102,000 Building $355,980 | ||
| 2024 | $457,980 (+59.42%) Land $102,000 Building $355,980 | ||
| 2023 | $3,505.00 | $287,270 Land $51,000 Building $236,270 | $287,270 Land $51,000 Building $236,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Union St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Union St S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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