705 Trudy Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 705 Trudy Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,333 sqft · built 1980
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Jan 2021)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`237842A000`

Property Details

APN / Parcel Number

Primary APN	`237842A000`
Alternative APN	`2-051B-4970-00-0222.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Finished Basement	875 sqft
Unfinished Basement	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	237842A000
Street Address	705 TRUDY LN
City	O FALLON
State	MO
Zip	63366-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WILLOW RUN LOT 222
Legal Subdivision	WILLOW RUN
Legal Lot Number	222
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4009
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 TRUDY LN, O FALLON, MO 63366-1855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer ALLY BK
Jun 29, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jul 1, 2020
Deed Document Number	20217006
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 25, 2021
Property Address	705 TRUDY LN, O FALLON, MO 63366-1855
Document Number	0000007006
Instrument Date	Jan 5, 2021
Instrument	7006
Transaction Type	Transfer
Record Updated	Apr 7, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 TRUDY LN O FALLON MO 633661855, O FALLON, MO 63366-1855

Mortgage

Document Number	7007
Date	Jan 25, 2021
Instrument	7007

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202-2028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 29, 2020
Property Address	705 TRUDY LN, O FALLON, MO 63366-1855
Document Number	0073310991
Book / Page	007331 / 000991
Instrument Date	Jun 19, 2020
Instrument	443100
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12685 DORSETT RD #110 MARYLAND HEIGHTS MO 630432100, 110, MARYLAND HEIGHTS, MO 63043-2100

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2020
Property Address	705 TRUDY LN, O FALLON, MO 63366-1855
Document Number	0073350070
Book / Page	007335 / 000070
Instrument Date	Jun 19, 2020
Instrument	455070
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 N MAIL ST O FALLON MO 63366, O FALLON, MO 63366

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,253 (-)	$269,754 (-) Land $50,000 Building $219,754
2025	$3,300.00	$51,253 (+6.5%)	$269,754 (+6.51%) Land $50,000 Building $219,754
2023		$48,123
2022			$253,278 Land $40,000 Building $213,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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