705 Troon Cir, Davenport, FL 33897 Property Records

Polk County property record for 705 Troon Cir, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,938 sqft · built 2001
Lot Size	0.153 acres (6,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Nov 2023)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-23-999999-021050`

Property Details

APN / Parcel Number

Primary APN	`26-25-23-999999-021050`
Alternative APNs	`232526999999021050` `32526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,266 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,673 sqft (0.153 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	456 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Screened/Unfinished Porch
Porch Area	146 sqft

Location & Zoning

Street Address	705 TROON CIR
City	DAVENPORT
State	FL
Zip	33897-7397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS RESERVE PHASES 2 & 4 SECTIONS 23 & 24 T25 R26 PB 110 PGS 49-54 PHASE 2 LOT 105
Legal Range	26E
Legal Township	25S
Legal Section	23
Legal Subdivision	HIGHLANDS RESERVE PHASES 2 AND 4
Legal Phase	2
Legal Tract	999999
Legal Block	1
Legal Lot Number	105
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12413

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 TROON CIR, DAVENPORT, FL 33897-7397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Dec 28, 2009 · Amount on Record
Deed Document Number	2023274323
Deed Book / Page	12916 / 189
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 21, 2023
Property Address	705 TROON CIR, DAVENPORT, FL 33897-7397
Document Number	0000274323
Book / Page	12916 / 189
Map Reference	MB 110 PG 49-54
Instrument Date	Nov 17, 2023
Instrument	2023274323
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,283.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HEUGH FARMHOUSE NORTH BERWICK EAST LOTHIAN EH39, EH39, SCOTTLAND XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 TROON CIR, DAVENPORT, FL 33897-7397

Mortgage

Document Number	0012916191
Date	Nov 21, 2023
Instrument	12916/191

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.8%
Margin	3
Max Rate	12.8%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,759 (+0.89%) Land $130,000 Building $218,759	$348,759 (+0.89%) Land $130,000 Building $218,759
2025	$3,949.00 (-11.5%) Homeowner's exemption	$345,680 (+5.69%) Land $130,000 Building $215,680	$345,680 (+5.69%) Land $130,000 Building $215,680
2023	$4,462.00 (+13.08%)	$327,059 (+23.16%) Land $125,000 Building $202,059	$327,059 (+23.16%) Land $125,000 Building $202,059
2022	$3,946.00	$265,546 Land $105,000 Building $160,546	$265,546 Land $105,000 Building $160,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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