705 Tree Top Trl, Evans, GA 30809 Property Records

Columbia County property record for 705 Tree Top Trl, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,500 (Sep 2020)
Tax Bill	$3,171 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059 378`

Property Details

APN / Parcel Number

Primary APN	`059 378`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,638 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	705 TREE TOP TRL
City	EVANS
State	GA
Zip	30809-0487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	LOT 144 .18 ACS; SEC 2 OF WHISPERING PINES
Legal Subdivision	SEC 2 OF WHISPERING PINES
Legal Lot Number	144
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1004
Census Tract	30304

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 TREE TOP TRL, EVANS, GA 30809-0487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 21, 2020	Grant Deed, Transfer · Conventional with PMI QUEENSBOROUGH NAT'L BK&TR
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 12, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI QUEENSBOROUGH NAT'L BK&TR
Jul 11, 2017	Grant Deed, Construction Loan · Construction Mortgage FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	20206121
Deed Book / Page	12869 / 229
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	0000005389
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Jul 31, 2026
Property Address	705 TREE TOP TRL, EVANS, GA 30809-0487
Document Number	1621000293
Book / Page	16216 / 293
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 TREE TOP TRL, EVANS, GA 30809-0487

Mortgage

Document Number	1621000293,
Date	Jul 31, 2026
Book Page	16216/293

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Sep 21, 2020
Property Address	705 TREE TOP TRL, EVANS, GA 30809-0487
Document Number	2869/0229
Book / Page	012869 / 000229
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 TREE TOP TRL EVANS GA 308090487, EVANS, GA 30809-0487

Mortgage

Document Number	2869/0232
Date	Sep 21, 2020
Book Page	012869/000232

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	MARTINEZ, GA 30907

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Aug 20, 2020
Property Address	705 TREE TOP TRL, EVANS, GA 30809-0487
Document Number	2798/0048
Book / Page	012798 / 000048
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 TREE TOP TRL EVANS GA 308090487, EVANS, GA 30809-0487

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Feb 12, 2018
Property Address	705 TREE TOP TRL, EVANS, GA 30809-0487
Document Number	1307/0001
Book / Page	011307 / 000001
Instrument Date	Jan 26, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 TREE TOP TRL EVANS GA 308090487, EVANS, GA 30809-0487

Mortgage

Document Number	1307/0003
Date	Feb 12, 2018
Book Page	011307/000003

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	MARTINEZ, GA 30907

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

July 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 11, 2017
Property Address	705 TREE TOP TRL, EVANS, GA 30809-0487
Document Number	0998/0131
Book / Page	010998 / 000131
Instrument Date	Jul 10, 2017
Transaction Type	Construction Loan
Record Updated	Sep 18, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$165.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 TREE TOP TRL EVANS GA 308090487, EVANS, GA 30809-0487
Investor	Possibly a Property Investor

Mortgage

Document Number	998/0133
Date	Jul 11, 2017
Book Page	010998/000133

Lender

Name	FIRST ST BK
Type	Bank
Address	WRENS, GA 30833

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2018

Interest

Rate	6%

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,171.00 (-17.36%)	$167,134 (+4.18%) Land $33,204 Building $133,930	$417,834 (+4.18%) Land $83,010 Building $334,824
2025	$3,837.00 (+12.56%)	$160,435 (+6.1%) Land $33,204 Building $127,231	$401,087 (+6.1%) Land $83,010 Building $318,077
2023	$3,409.00 (-0.73%) Homeowner's exemption	$151,217 (+14.66%) Land $28,304 Building $122,913	$378,042 (+14.66%) Land $70,760 Building $307,282
2022	$3,434.00 Homeowner's exemption	$131,882 Land $27,204 Building $104,678	$329,704 Land $68,010 Building $261,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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