Rowan County property record for 705 Torrence St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,879 sqft · built 1972 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009 347 |
| Primary APN | 009 347 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,879 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 15 ft deep x 9.3 ft wide |
| Garage Area | 375 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 705 TORRENCE ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 & PTL11 S. F. LORD |
| Legal Subdivision | LORDS PLAT OF THE MARONEY LAND |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50400 |
Source: Rowan County records · APN 009 347
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 TORRENCE ST, SALISBURY, NC 28144-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MILEND INC |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2025 |
| Deed Sale | May 14, 2025 |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Book / Page | 1461 / 911 |
| Prior Transfer Date | May 09, 2025 |
| Prior Transfer Doc | 0014610911 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 705 TORRENCE ST, SALISBURY, NC 28144-5246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|---|
| Address | 705 TORRENCE ST, SALISBURY, NC 28144-5246 |
| Document Number | 0014390034 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 1439/34 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 705 TORRENCE ST, SALISBURY, NC 28144-5246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013770452 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 1377/452 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,335.00 | $195,270 (-) Land $25,361 Building $169,909 | |
| 2023 | $2,335.00 | $195,270 Land $25,361 Building $169,909 | $195,270 Land $25,361 Building $169,909 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 243 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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