705 Thornridge Pl, O Fallon, MO 63368 Property Records

St. Charles County property record for 705 Thornridge Pl, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,057 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2019)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001700503`

Property Details

APN / Parcel Number

Primary APN	`T001700503`
Alternative APN	`4-0036-8337-00-0314.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,057 sqft Living Area
Gross Area	4,180 sqft
1st Floor Area	2,434 sqft
Basement Area	1,246 sqft
Finished Basement	623 sqft
Unfinished Basement	623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	591 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700503
Street Address	705 THORNRIDGE PL
City	O FALLON
State	MO
Zip	63368-3798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE VLG LOT 314
Legal Subdivision	HAWTHORNE VLG
Legal Lot Number	314
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1001
Census Tract	311153

Owner

705 Thornridge Pl is owned by two individuals who bought it in July 2019.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1444 THOMAS MASON PL, BALLWIN, MO 63011-4423
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Jun 14, 2007 · Amount on File
Deed Document Number	2019397330
Deed Book / Page	7115 / 811
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2019
Property Address	705 THORNRIDGE PL, O FALLON, MO 63368-3798
Document Number	0071150811
Book / Page	007115 / 000811
Instrument Date	Jul 30, 2019
Instrument	397330
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1444 THOMAS MASON PL BALLWIN MO 630114423, BALLWIN, MO 63011-4423

Mortgage

Document Number	71150813
Date	Jul 31, 2019
Book Page	007115/000813
Instrument	397340

Lender

Name	UIF CORP
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 705 Thornridge Pl was $4,841.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,861 (-)	$383,478 (-) Building $383,478
2025	$4,841.00	$72,861	$383,478
2023		$71,598
2022			$376,831 Land $58,500 Building $318,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Thornridge Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Thornridge Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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