705 Thoreau Dr, Elgin, IL 60120 Property Records

Cook County property record for 705 Thoreau Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,710 sqft · built 1987
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Dec 2002)
Tax Bill$6,817 (2023)
Flood ZoneZone X (minimal risk)
APN06-20-106-017

Property Details

APN / Parcel Number

Primary APN06-20-106-017
Alternative APN
  • 06-20-106-017-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,710 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address705 THOREAU DR
CityELGIN
StateIL
Zip60120-8194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT1) A SUB OF PT OF SEC 20-41-09
Legal Range09E
Legal Township41N
Legal Section20
Legal SubdivisionSUMMERHILL UNIT1
Legal Lot Number40
Legal Unit1
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2017
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address705 THOREAU DR, ELGIN, IL 60120-8194
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2002 · Amount on Record
Deed SaleDec 30, 2002 · Amount on Record
Prior SaleDec 20, 1993 · Amount on Record
Deed Document Number200246143
Prior Transfer DateNov 20, 1997
Prior Transfer Doc0000000048
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,000 (+25.93%) Land $5,005 Building $28,995$340,000 (+25.93%) Land $50,050 Building $289,950
2023$6,817.00 (+3.37%)
2022$6,595.00 Homeowner's exemption$26,999 Land $4,647 Building $22,352$269,990 Land $46,470 Building $223,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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