Kane County property record for 705 Terry Ln, North Aurora, IL 60542
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,209 sqft · built 1993 |
| Lot Size | 0.33 acres (14,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (Jun 2018) |
| Tax Bill | $9,941 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-34-477-011 |
| Primary APN | 12-34-477-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,209 sqft Living Area |
| 1st Floor Area | 1,447 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Lot Area | 14,364 sqft (0.33 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 705 TERRY LN |
|---|---|
| City | NORTH AURORA |
| State | IL |
| Zip | 60542-9055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE CREEK SUB UNIT 1 - LOT 52 |
| Legal Subdivision | PINE CREEK SUB |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BATAVIA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 852805 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 12, 2018 | Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Dec 23, 2005 · Amount on Record |
| Deed Document Number | 201827528 |
| Prior Transfer Date | Jul 24, 2009 |
| Prior Transfer Doc | 0000060662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 25, 2026 |
| Property Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Document Number | 0000026628 |
| Instrument Date | May 27, 2026 |
| Instrument | 202626628 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026628, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202626628 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003202 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020K003202 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Document Number | 0000084540 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021K084540 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038325 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021K038325 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 12, 2018 |
| Property Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Document Number | 0000027528 |
| Instrument Date | Jun 2, 2018 |
| Instrument | 2018K027528 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 705 TERRY LN, NORTH AURORA, IL 60542-9055 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027529 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018K027529 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Batavia Township |
| Municipality | North Aurora Village |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,941.00 (+7.3%) Homeowner's exemption | $151,475 (+8.78%) Land $33,312 Building $118,163 | $454,607 (+8.78%) Land $99,976 Building $354,631 |
| 2024 | $139,249 (+17.89%) Land $30,623 Building $108,626 | $417,914 (+17.94%) Land $91,906 Building $326,008 | |
| 2022 | $9,265.00 (+2.8%) Homeowner's exemption | $118,116 (+5.44%) Land $25,976 Building $92,140 | $354,348 (+5.44%) Land $77,928 Building $276,420 |
| 2021 | $9,013.00 Homeowner's exemption | $112,022 Land $24,636 Building $87,386 | $336,066 Land $73,908 Building $262,158 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH AURORA serves 18,261 people · EPA ID IL0890600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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