San Joaquin County property record for 705 Spirou St, Stockton, CA 95204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,147 sqft · built 2017 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Dec 2025) |
| Tax Bill | $6,464 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 115-380-340-000 |
| Primary APN | 115-380-340-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,147 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 115-380-34 |
|---|---|
| Street Address | 705 SPIROU ST |
| City | STOCKTON |
| State | CA |
| Zip | 95204-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-FM PT OF 115-300-01/CALAVERAS ESTATES UNIT #3 |
| Legal Subdivision | CALAVERAS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1400 |
705 Spirou St is owned and occupied by an individual who bought it in December 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Dec 23, 2025 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 4, 2018 | Grant Deed, Transfer · FHA Mortgage PRIME LNDG |
| Nov 1, 2017 | Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 2025118274 |
| Prior Transfer Date | Jul 20, 2011 |
| Prior Transfer Doc | 0000085835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Document Number | 0000116177 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-116177 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 23, 2025 |
| Property Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Document Number | 0000118274 |
| Map Reference | MB 41 PG 31 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025-118274 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE AND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Document Number | 0000118275 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-118275 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 4, 2018 |
| Property Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Document Number | 0000049675 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 49675 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 SPIROU ST STOCKTON CA 952043540, STOCKTON, CA 95204-3540 |
| Document Number | 49676 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 49676 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2048 |
| Document Number | 49677, |
|---|---|
| Date | May 4, 2018 |
| Instrument | 49677 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 78262 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 1, 2017 |
| Property Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Document Number | 0000127738 |
| Map Reference | MAP41 PG31 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 2017-127738 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 SPIROU ST, STOCKTON, CA 95204-3540 |
| Document Number | 0000127739 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017-127739 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 705 Spirou St was $6,464 with a homeowner's exemption, up 4.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,464.00 (+4.24%) | ||
| 2025 | $6,201.00 Homeowner's exemption | $415,303 Land $68,267 Building $347,036 | |
| 2023 | $6,214.00 (+26.97%) Homeowner's exemption | $399,178 Land $65,617 Building $333,561 | $498,870 |
| 2022 | $4,894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Spirou St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Spirou St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ezWave, T-Mobile.
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