705 Smith St, Como, TX 75431 Property Records

Hopkins County property record for 705 Smith St, Como, TX 75431 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2,932 sqft · built 2006
Lot Size	0.83 acres (36,198 sqft)
Owner	Individual Name on File
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000026912`

Property Details

APN / Parcel Number

Primary APN	`R000026912`
Alternative APN	`15.0030.000.001.06`

Interior

Building Area	2,932 sqft Total Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 2006
Lot Area	36,198 sqft (0.83 acres)
Garage Type	Attached
Garage Area	620 sqft
Porch	Porch
Porch Area	216 sqft
Patio Area	360 sqft

Location & Zoning

Account Number	15.0030.000.001.06
Street Address	705 SMITH ST
City	COMO
State	TX
Zip	75431-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.831 LOT: 1-06 BLK: 30 ABST: 196 TOWN: COMO
Legal Subdivision	F CARROLL SURVEY A
Legal Block	30
Legal Lot Number	1 2
Jurisdiction	HOPKINS TX
Township / Civil Division	PICKTON-PINE FOREST
Census Block Group	3
Census Block	3021
Census Tract	950700

Owner

Source: Hopkins County records · APN R000026912

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 SMITH ST, COMO, TX 75431-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTSTAR MORTGAGE CORP
Apr 30, 2020	Vendor's Lien, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2020
Deed Sale	Apr 30, 2020
Prior Sale	Oct 28, 2011
Deed Document Number	20202047
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS TX
Property Address	705 SMITH ST, COMO, TX 75431-2707
Transaction Type	Mortgage
Record Updated	Aug 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SMITH ST, COMO, TX 75431-2707

Mortgage

Document Number	0020233207
Date	Jun 27, 2023
Instrument	20233207

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company
Address	ALBUQUERQUE, NM 87113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOPKINS TX
Recording Date	Apr 30, 2020
Property Address	705 SMITH ST, COMO, TX 75431-2707
Document Number	20202047
Instrument Date	Apr 29, 2020
Instrument	20202047
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	PROGRESSIVE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 254, COMO, TX 75431-0254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 E CAMELBACK RD STE 100, 100, PHOENIX, AZ 85016-4223

Mortgage

Document Number	20202048
Date	Apr 30, 2020
Instrument	20202048

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Hopkins County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Como Town
County	Hopkins County
Unified School District	Como-Pickton Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00 (-18.84%) Homeowner's exemption	$214,470 (+34.66%) Land $26,920 Building $187,550	$214,470 (+34.66%) Land $26,920 Building $187,550
2023		$159,270 Land $18,280 Building $140,990	$159,270 Land $18,280 Building $140,990
2021	$3,084.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hopkins County (48223C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 16% of Texas
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

705 Smith St, Como, TX 75431 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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