705 Smith Ave, Lexington, NC 27292 Property Records

Davidson County property record for 705 Smith Ave, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1931
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Aug 2020)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-163-0-001-0047`

Property Details

APN / Parcel Number

Primary APN	`11-163-0-001-0047`
Alternative APN	`9248325`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Total Area
1st Floor Area	1,388 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2005
Exterior Material	Asbestos
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	16 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9248325
Street Address	705 SMITH AVE
City	LEXINGTON
State	NC
Zip	27292-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	B1 L47&48 BK2423-993
Legal Subdivision	PARKERTOWN ADDITION
Jurisdiction	DAVIDSON NC
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3022
Census Tract	61501

Owner

705 Smith Ave is owned and occupied by an individual who bought it in August 2020.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	705 SMITH AVE, LEXINGTON, NC 27292-5116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Document Number	202017354
Deed Book / Page	2423 / 993
Prior Transfer Date	Jan 3, 2014
Prior Transfer Doc	0021331013
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Aug 13, 2020
Property Address	705 SMITH AVE, LEXINGTON, NC 27292-5116
Document Number	0024230993
Book / Page	2423 / 993
Map Reference	MB 3 PG 4
Instrument Date	Aug 13, 2020
Instrument	2020000017354
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1914 E 7TH ST # ST5, 1914, CHARLOTTE, NC 28204-2457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SMITH AVE, LEXINGTON, NC 27292-5116

Mortgage

Document Number	2020000017355
Date	Aug 13, 2020
Instrument	2020000017355

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 705 Smith Ave was $1,415.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Lexington City
Unified School District	Lexington City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,910 (-)	$108,910 (-) Land $10,000 Building $98,910
2025	$1,415.00	$108,910	$108,910 Land $10,000 Building $98,910
2023	$1,426.00	$108,910	$108,910 Land $10,000 Building $98,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Smith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEXINGTON serves 19,632 people · EPA ID NC0229010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019 Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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