705 Sierra Ct, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 705 Sierra Ct, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 1966
Lot Size	0.169 acres (7,360 sqft)
Owner	Company Name on File
Last Sale	$690,000 (Oct 2007)
Tax Bill	$9,912 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-265-021`

Property Details

APN / Parcel Number

Primary APN	`066-265-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Lot Area	7,360 sqft (0.169 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	705 SIERRA CT
City	MORRO BAY
State	CA
Zip	93442-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB TR 114 LT 21
Legal Subdivision	114 PARK ESTATE
Legal Tract	114
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2037
Census Tract	10602

Owner

705 Sierra Ct is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	705 SIERRA CT, MORRO BAY, CA 93442-2838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 23, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2007 · Amount on File
Deed Sale	Oct 12, 2007 · Amount on File
Prior Sale	May 11, 2000 · Amount on File
Deed Document Number	200767356
Last Transfer Date	Mar 13, 2023
Transfer Doc	0000006910
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 14, 2023
Property Address	705 SIERRA CT, MORRO BAY, CA 93442-2838
Document Number	0000006910
Map Reference	MB 6 PG 39
Instrument Date	Mar 13, 2023
Instrument	2023006910
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	705 SIERRA CT, MORRO BAY, CA 93442-2838

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	705 SIERRA CT, MORRO BAY, CA 93442-2838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041912
Date	Oct 1, 2019
Instrument	2019041912

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 23, 2018
Property Address	705 SIERRA CT, MORRO BAY, CA 93442-2838
Document Number	0000029818
Instrument Date	May 30, 2018
Instrument	29818
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 SIERRA CT MORRO BAY CA 934422838, MORRO BAY, CA 93442-2838

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 23, 2018
Property Address	705 SIERRA CT, MORRO BAY, CA 93442-2838
Document Number	0000029817
Instrument Date	May 30, 2018
Instrument	29817
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SIERRA CT MORRO BAY CA 934422838, MORRO BAY, CA 93442-2838

Tax Assessment & Valuation

The 2025 property tax bill for 705 Sierra Ct was $9,912 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$924,436 (+2%) Land $535,905 Building $388,531
2025	$9,912.00 Homeowner's exemption	$906,311 Land $525,398 Building $380,913
2023	$9,564.00 (+6.71%) Homeowner's exemption	$871,121 Land $504,998 Building $366,123
2022	$8,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 705 Sierra Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Sierra Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ranch Wifi, T-Mobile, Verizon.

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