705 Sherman Ave, Elgin, IL 60120 Property Records

Kane County property record for 705 Sherman Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1900
Lot Size	0.391 acres (17,024 sqft)
Owner	Individual Name on Record
Tax Bill	$5,938 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-232-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-232-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,780 sqft
Basement Area	1,112 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	17,024 sqft (0.391 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	705 SHERMAN AVE
City	ELGIN
State	IL
Zip	60120-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB OF BLOCK 10 SHERMANS ADDN EXCEPT EAST 100 FT LOTS 1 & 2 BLOCK 1
Legal Subdivision	SHERMANS ADDN
Legal Block	10,1
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851400

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 SHERMAN AVE, ELGIN, IL 60120-7957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	705 SHERMAN AVE, ELGIN, IL 60120-7957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024251
Date	Jun 12, 2019
Instrument	2019K024251

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,938.00 (+147.73%) Homeowner's exemption Senior Citizen's exemption	$93,845 (+8.57%) Land $19,321 Building $74,524	$281,648 (+8.57%) Land $57,986 Building $223,661
2024		$86,437 (+21.4%) Land $17,796 Building $68,641	$259,415 (+21.44%) Land $53,409 Building $206,005
2022	$2,397.00 (-2.8%) Homeowner's exemption	$71,203 (+6.96%) Land $14,659 Building $56,544	$213,609 (+6.96%) Land $43,977 Building $169,632
2021	$2,466.00 Homeowner's exemption	$66,570 Land $13,705 Building $52,865	$199,710 Land $41,115 Building $158,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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