705 Shepherd Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 705 Shepherd Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1950
Lot Size0.122 acres (5,314 sqft)
OwnerIndividual Name on Record
Last Sale$121,000 (Apr 2021)
Tax Bill$2,326 (2025)
Deeds & MortgagesMay 2021 Second Mortgage
Sep 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN641-0012-0045-00

Property Details

APN / Parcel Number

Primary APN641-0012-0045-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,314 sqft (0.122 acres)
Lot Dimensions120 ft deep x 46 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area40 sqft
Patio Area373 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address705 SHEPHERD AVE
CityCINCINNATI
StateOH
Zip45215-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEPHERD AVE 46 X 120 PT LOT 60 THOS SHEPHERD SUB
Legal SubdivisionTHOS SHEPHERD SUB
Legal Lot Number60
JurisdictionHAMILTON OH
Township / Civil DivisionLOCKLAND
Census Block Group1
Census Block1000
Census Tract27400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNION HOME MORTGAGE CORP
Sep 28, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Sep 28, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Apr 30, 2021Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Oct 27, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 7, 2017Warranty Deed, Transfer
MICHAEL R HILTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2021 · Amount on Record
Deed SaleApr 30, 2021 · Amount on Record
Prior SaleApr 7, 2017 · Amount on Record
Deed Document Number202154095
Deed Book / Page14408 / 1413
Prior Transfer DateApr 10, 2013
Prior Transfer Doc0000000977
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055320
DateMay 4, 2021
Book Page14410/1447
Instrument2021-0055320
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117

Mortgage

Document Number0000092119
DateSep 28, 2022
Book Page14761/2035
Instrument2022-0092119
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueMay 1, 2051

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117

Mortgage

Document Number0000069136
DateSep 28, 2023
Book Page15010/173
Instrument2023-0069136
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueMay 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 30, 2021
Property Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
Document Number0000054095
Book / Page14408 / 1413
Map ReferenceMB 3 PG 192
Instrument DateApr 27, 2021
Instrument2021-0054095
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117

Mortgage

Document Number0000054096
DateApr 30, 2021
Instrument2021-0054096
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099047
DateOct 27, 2017
Instrument17-0099047
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 3, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 7, 2017
Property Address705 SHEPHERD AVE, CINCINNATI, OH 45215-3117
Document Number0000030884
Book / Page013391 / 000995
Instrument DateApr 5, 2017
Instrument30884
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$84.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SHEPHERD AVE CINCINNATI OH 452153117, CINCINNATI, OH 45215-3117

Mortgage

Document Number97716
DateApr 7, 2017
Book Page013530/001920
Instrument97716
Lender
NameMICHAEL R HILTON
Address11300 JEFFERSON ST, CINCINNATI, OH 45241-1911
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityLockland Village
Unified School DistrictLockland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,326.00 (+0.56%)$42,350 (-) Land $5,873 Building $36,477$121,000 (-) Land $16,780 Building $104,220
2024$2,313.00 (-0.81%)$42,350 (-) Land $5,873 Building $36,477
2023$2,332.00 (+227.07%)$42,350 (+311.56%) Land $5,873 Building $36,477$121,000 (+311.56%) Land $16,780 Building $104,220
2022$713.00 Homeowner's exemption$10,290 Land $4,382 Building $5,908
2020$29,400 Land $12,520 Building $16,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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