705 Saint Matthew Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 705 Saint Matthew Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,150 sqft · built 1965
Lot Size	0.218 acres (9,480 sqft)
Owner	2 Individual Names on File
Last Sale	$84,400 (Nov 2022)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Apr 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`224460A000`

Property Details

APN / Parcel Number

Primary APN	`224460A000`
Alternative APN	`2-051B-4080-00-0086.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,480 sqft (0.218 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	224460A000
Street Address	705 SAINT MATTHEW AVE
City	O FALLON
State	MO
Zip	63366-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 86
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	86
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3006
Census Tract	311602

Owner

705 Saint Matthew Ave is owned and occupied by two individuals who bought it in November 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC
Apr 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Nov 3, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
Nov 3, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Jun 6, 2001 · Amount on File
Deed Document Number	202259998
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	0000059998
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765

Mortgage

Document Number	0000031331
Date	Apr 9, 2021
Instrument	2021R-031331

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	911 Months
Due	Feb 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	May 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765

Mortgage

Document Number	0000031330
Date	Apr 9, 2021
Instrument	2021R-031330

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	911 Months
Due	Feb 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	2.82%
Max Rate At Change	12.8%
Index	1-Year CMT
Max Rate	12.8%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765

Mortgage

Document Number	0000060000
Date	Nov 3, 2022
Instrument	2022R-060000

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2022
Property Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765
Document Number	0000059999
Map Reference	MB 7 PG 27
Instrument Date	Nov 2, 2022
Instrument	2022R-059999
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2022
Property Address	705 SAINT MATTHEW AVE, O FALLON, MO 63366-1765
Document Number	0000059998
Map Reference	MB 7 PG 27
Instrument Date	Nov 2, 2022
Instrument	2022R-059998
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 705 Saint Matthew Ave was $2,439.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,718 (-)	$198,517 (-) Land $40,000 Building $158,517
2025	$2,439.00	$37,718	$198,517 Land $40,000 Building $158,517
2023		$36,560 (+26.95%)
2022	$2,067.00	$28,798	$192,424 (+26.96%) Land $40,000 Building $152,424
2021			$151,568 Land $40,000 Building $111,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Saint Matthew Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Saint Matthew Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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