705 S Pine St, Creston, IA 50801 Property Records

Union County property record for 705 S Pine St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1883
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2022)
Tax Bill	$858 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0512426001`

Property Details

APN / Parcel Number

Primary APN	`0512426001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	126 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	705 S PINE ST
City	CRESTON
State	IA
Zip	50801-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 382 S-2 LOT 383
Legal Subdivision	ORIGINAL TOWN OF CRESTON
Legal Lot Number	382,383
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4090
Census Tract	190200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1721 145TH ST, CRESTON, IA 50801-8070
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PCSB BANK
May 18, 2022	Joint Tenancy Deed, Transfer · Conventional Mortgage PCSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Jun 8, 2005 · Amount on Record
Deed Document Number	2022961
Deed Book / Page	1282 / 3
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	705 S PINE ST, CRESTON, IA 50801-3751
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001266/275
Date	Nov 16, 2021
Book Page	1266/275
Instrument	2021-00002520

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

May 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	UNION IA
Recording Date	May 18, 2022
Property Address	705 S PINE ST, CRESTON, IA 50801-3751
Document Number	00001282/3
Book / Page	1282 / 3
Instrument Date	May 18, 2022
Instrument	2022-00000961
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 145TH ST, CRESTON, IA 50801-8070

Mortgage

Document Number	00001282/5
Date	May 18, 2022
Book Page	1282/5
Instrument	2022-00000962

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,530 (-) Land $12,830 Building $38,700	$51,530 (-) Land $12,830 Building $38,700
2025	$858.00 (-15.3%)	$51,530 (-12.71%) Land $12,830 Building $38,700	$51,530 (-12.71%) Land $12,830 Building $38,700
2024	$1,013.00 (-15.44%)
2023		$59,030 Land $14,450 Building $44,580	$59,030 Land $14,450 Building $44,580
2022	$1,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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