705 S Main St, Middletown, OH 45044 Property Records

Butler County property record for 705 S Main St, Middletown, OH 45044

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,116 sqft · built 1889
Lot Size	0.19 acres (8,285 sqft)
Owner	2 Trust Names on File
Last Sale	$119,000 (Dec 2020)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`Q6521-025-000-024`

Property Details

APN / Parcel Number

Primary APN	`Q6521-025-000-024`
Alternative APNs	`0001000` `180733` `182299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Duplex Single
Exterior Material	Frame
Lot Area	8,285 sqft (0.19 acres)
Lot Dimensions	161 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 S MAIN ST
City	MIDDLETOWN
State	OH
Zip	45044-5543
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	821 SW COR TRI CONS W/ 25,26,27,28
Legal Subdivision	MODDLE
Legal Block	1
Legal Lot Number	1059
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1005
Census Tract	13000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Main Street District listed 1978 · 76 contributing resources · NRIS 78002015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

705 S Main St, a duplex, is held in a trust since November 2022.

Source: Butler County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	624 ROSS CIR, MARTINEZ, CA 94553-2251
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Intrafamily Transfer, Transfer
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Mar 15, 2018	Warranty Deed, Transfer OTHER
Mar 6, 2018	Warranty Deed, Transfer OTHER
Mar 15, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Document Number	202061931
Deed Book / Page	9566 / 1902
Last Transfer Date	Nov 3, 2022
Transfer Doc	0000002599
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Jan 25, 2023
Property Address	705 S MAIN ST, MIDDLETOWN, OH 45044-5543
Document Number	0000002599
Book / Page	9939 / 1035
Instrument Date	Nov 3, 2022
Instrument	2023-00002599
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	624 ROSS CIR, MARTINEZ, CA 94553-2251

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 30, 2020
Property Address	705 S MAIN ST, MIDDLETOWN, OH 45044-5543
Document Number	0000061931
Book / Page	9566 / 1902
Instrument Date	Nov 19, 2020
Instrument	2020-00061931
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	624 ROSS CIR, MARTINEZ, CA 94553-2251

Mortgage

Document Number	0095661904
Date	Dec 30, 2020
Instrument	9566/1904

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 15, 2018
Property Address	705 S MAIN ST, MIDDLETOWN, OH 45044-5543
Document Number	0000009405
Book / Page	009140 / 001327
Instrument Date	Feb 15, 2018
Instrument	9405
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 326 GERMANTOWN OH 453270326, GERMANTOWN, OH 45327-0326

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 6, 2018
Property Address	705 S MAIN ST, MIDDLETOWN, OH 45044-5543
Document Number	0000008107
Book / Page	009137 / 000662
Instrument Date	Feb 15, 2018
Instrument	8107
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 326 GERMANTOWN OH 453270326, GERMANTOWN, OH 45327-0326

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 15, 2018
Property Address	705 S MAIN ST, MIDDLETOWN, OH 45044-5543
Document Number	0000009404
Book / Page	009140 / 001325
Instrument Date	Feb 15, 2018
Instrument	9404
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 326 GERMANTOWN OH 453270326, GERMANTOWN, OH 45327-0326

Tax Assessment & Valuation

The 2025 property tax bill for 705 S Main St was $1,774.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00	$30,070 Land $5,410 Building $24,660	$85,900 Land $15,450 Building $70,450
2023	$1,584.00 (-4.81%)	$30,070 (+25.82%) Land $5,410 Building $24,660	$85,900 Land $15,450 Building $70,450
2022	$1,664.00	$23,900 Land $5,410 Building $18,490
2020			$68,290 Land $15,450 Building $52,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures