705 S Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 705 S Laurel St, Springfield, GA 31329

Property Summary

Property Type	Commercial
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$139,455 (Mar 2026)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1080029000`

Property Details

APN / Parcel Number

Primary APN	`S1080029000`
Alternative APNs	`S1080029` `26764`

Exterior

Lot Area	28,314 sqft (0.65 acres)
Terrain	Low
Lean-To	420 sqft
Pole Barn	900 sqft

Location & Zoning

Account Number	26764
Street Address	705 S LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329-9241
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-2
Legal Description	.65 AC (SPLT S108-29B)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2058
Census Tract	30205

Owner

Source: Effingham County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	327 GRIFFIN LAKE RD, GUYTON, GA 31312-3302
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Mar 31, 2026	Limited Warranty Deed, Transfer
Sep 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jan 20, 2012 · Amount on Record
Deed Book / Page	3033 / 771
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000002720
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 10, 2026
Property Address	705 S LAUREL ST, SPRINGFIELD, GA 31329-9241
Document Number	0000000607
Book / Page	3056 / 423
Instrument Date	Jul 9, 2026
Instrument	2026607
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 GRIFFIN LAKE RD, GUYTON, GA 31312-3302

Mortgage

Document Number	0000000607,
Date	Jul 10, 2026
Book Page	3056/423
Instrument	2026607

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.52%
Max Rate	-1%

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 31, 2026
Property Address	705 S LAUREL ST, SPRINGFIELD, GA 31329-9241
Document Number	003033/771
Book / Page	3033 / 771
Instrument Date	Mar 31, 2026
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount Recorded
Tax	$1.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 GRIFFIN LAKE RD, GUYTON, GA 31312-3302

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 25, 2020
Property Address	705 S LAUREL ST, SPRINGFIELD, GA 31329-9241
Document Number	00002626/8
Book / Page	2626 / 8
Instrument Date	Sep 25, 2020
Instrument	2020-002720
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 EUGENE GNANN RD, SPRINGFIELD, GA 31329-4054

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00 (+131.33%)	$38,246 (+117.85%) Land $36,072 Building $2,174	$95,615 (+117.86%) Land $90,180 Building $5,435
2024	$565.00 (+30.18%)	$17,556 (+37.35%) Land $15,382 Building $2,174	$43,889 (+37.35%) Land $38,454 Building $5,435
2022	$434.00	$12,782 Land $10,608 Building $2,174	$31,955 Land $26,520 Building $5,435

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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