Ogle County property record for 705 S Division Ave, Polo, IL 61064
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (7,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,500 (Jan 2026) |
| Tax Bill | $1,818 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-329-007 |
| Primary APN | 14-16-329-007 |
|---|
| Lot Area | 7,001 sqft (0.16 acres) |
|---|---|
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Street Address | 705 S DIVISION AVE |
|---|---|
| City | POLO |
| State | IL |
| Zip | 61064-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 3 BLK 2 HULLS ADD CITY OF POLO |
| Legal Subdivision | HULLS ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 961500 |
Source: Ogle County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 S DIVISION AVE, POLO, IL 61064-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK |
| Aug 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage MILLEDGEVILLE ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Deed Document Number | 202648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jan 5, 2026 |
| Property Address | 705 S DIVISION AVE, POLO, IL 61064-1836 |
| Document Number | 0000000048 |
| Map Reference | PB A PG 79 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 202600048 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | UNKNOWN, KO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 S DIVISION AVE, POLO, IL 61064-1836 |
| Document Number | 0000000049 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 202600049 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 705 S DIVISION AVE, POLO, IL 61064-1836 |
| Document Number | 0000005022 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 S DIVISION AVE POLO IL 610641836, POLO, IL 61064-1836 |
| Document Number | 0000005022 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 5022 |
| Name | MILLEDGEVILLE ST BK |
|---|---|
| Type | Bank |
| Address | MILLEDGEVILLE, IL 06105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 9, 2025 |
| Rate | 6.75% |
|---|
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Buffalo Township |
| Municipality | Polo City |
| Unified School District | Polo Community Unit School District 222 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,818.00 (-1.46%) | $19,875 (+1.23%) Land $6,817 Building $13,058 | $59,625 (+1.23%) Land $20,451 Building $39,174 |
| 2024 | $1,845.00 (+12.84%) | $19,633 (-) Land $6,734 Building $12,899 | $58,899 (-) Land $20,202 Building $38,697 |
| 2023 | $19,633 Land $6,734 Building $12,899 | $58,899 Land $20,202 Building $38,697 | |
| 2022 | $1,635.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLO serves 2,355 people · EPA ID IL1410450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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