705 S 2nd St, Denton, MD 21629 Property Records

Caroline County property record for 705 S 2nd St, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,024 sqft · built 1953
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2026)
Tax Bill	$2,569 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-023761`

Property Details

APN / Parcel Number

Primary APN	`03-023761`
Alternative APNs	`3023761` `023761`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,024 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	100 ft deep x 200 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	385 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	023761
Street Address	705 S 2ND ST
City	DENTON
State	MD
Zip	21629-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LS 46&47 20,000 SQFT 705 S 2ND ST S OF DENTON
Legal Subdivision	WILLIAM S ORME SUBDIVISIONS
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1025
Census Tract	955302

Owner

705 S 2nd St is owned and occupied by an individual who bought it in June 2026.

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 S 2ND ST, DENTON, MD 21629-1445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Book / Page	1792 / 348
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 17, 2026
Property Address	705 S 2ND ST, DENTON, MD 21629-1445
Document Number	1792000348
Book / Page	1792 / 348
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	705 S 2ND ST, DENTON, MD 21629-1445

Mortgage

Document Number	1792000355,
Date	Jun 17, 2026
Book Page	1792/355

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 705 S 2nd St was $2,569 with a homeowner's exemption, down 31.3% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,569.00 (-31.29%) Homeowner's exemption	$307,267 (+0.84%)	$312,400 (+2.53%) Land $61,000 Building $251,400
2025	$3,739.00 Homeowner's exemption	$304,700 Land $61,000 Building $243,700	$304,700 Land $61,000 Building $243,700
2023	$3,632.00 Homeowner's exemption	$233,833	$304,700 Land $61,000 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 S 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 S 2nd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 2nd St

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