705 S 259th St, Waterloo, NE 68069 Property Records

Douglas County property record for 705 S 259th St, Waterloo, NE 68069 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,798 sqft · built 1934
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2021)
Tax Bill	$2,749 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`3298-0102-23`

Property Details

APN / Parcel Number

Primary APN	`3298-0102-23`
Alternative APNs	`R2332980102` `2332980102`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,798 sqft Living Area
Gross Area	4,106 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	199,940 sqft (4.59 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Deck Area	173 sqft
Patio Area	610 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2332980102
Street Address	705 S 259TH ST
City	WATERLOO
State	NE
Zip	68069-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWO RIVERS FARMSTEAD REPLAT 4 LOT 2 BLOCK 0 LT 2 4.59 AC
Legal Subdivision	TWO RIVERS FARMSTEAD
Legal Lot Number	2
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2077
Census Tract	7508

Owner

Source: Douglas County records · APN 3298-0102-23

Assessment roll updated October 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 S 259TH ST, WATERLOO, NE 68069-4619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK
Jun 28, 2021	Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	202184101
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	705 S 259TH ST, WATERLOO, NE 68069-4619
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	DRI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S 259TH ST, WATERLOO, NE 68069-4619

Mortgage

Document Number	0000019107
Date	Mar 12, 2026
Instrument	2026019107

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	705 S 259TH ST, WATERLOO, NE 68069-4619
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070100
Date	Sep 18, 2023
Instrument	2023070100

Lender

Name	FRONTIER BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 28, 2021
Property Address	705 S 259TH ST, WATERLOO, NE 68069-4619
Document Number	0000084101
Instrument Date	Jun 17, 2021
Instrument	2021084101
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,900 (-3.45%) Land $133,400 Building $174,500	$307,900 (-3.45%) Land $133,400 Building $174,500
2024	$2,749.00 (-29.51%)
2023	$3,900.00 (+18.79%)	$318,900 Land $133,400 Building $185,500	$318,900 Land $133,400 Building $185,500
2022	$3,283.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	80 / 40
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, NE Colorado Cellular, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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