705 S 15th St, Mattoon, IL 61938 Property Records

Coles County property record for 705 S 15th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 1897
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 2022)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1-06561-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-06561-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Base Area
1st Floor Area	1,665 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 79.3 ft wide
Garage Type	Detached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	705 S 15TH ST
City	MATTOON
State	IL
Zip	61938-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXEC SUBD (REPLAT OF W2/3 BLKS 1 & 2 OF NOYES) BLK 1, N 10 FT LOT 12 & ALL OF LOT 11 NW 1/4 SEC 24 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	24
Legal Subdivision	EXEC SUBD
Legal Block	1-2
Legal Lot Number	11-12
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	2
Census Block	2008
Census Tract	1100

Owner

705 S 15th St is owned and occupied by two individuals who bought it in October 2022.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 S 15TH ST, MATTOON, IL 61938-5601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · VA Mortgage SI MORTGAGE COMPANY
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Deed Document Number	2022803962
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 31, 2022
Property Address	705 S 15TH ST, MATTOON, IL 61938-5601
Document Number	202200803962
Instrument Date	Oct 26, 2022
Instrument	202200803962
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3474 DRY GULCH DR # 19, 3474, LAUGHLIN, NV 89029-0410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 S 15TH ST, MATTOON, IL 61938-5601

Mortgage

Document Number	202200803963
Date	Oct 31, 2022
Instrument	202200803963

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	705 S 15TH ST, MATTOON, IL 61938-5601
Transaction Type	Mortgage
Record Updated	Mar 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000786298
Date	Feb 18, 2020
Instrument	202000786298

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 18, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 S 15th St was $2,310.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00	$29,112 Land $4,130 Building $24,982	$87,336 Land $12,390 Building $74,946
2023		$23,587 Land $3,346 Building $20,241	$70,761 Land $10,038 Building $60,723
2020	$1,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 S 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 S 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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