705 S 14th St, Mattoon, IL 61938 Property Records

Coles County property record for 705 S 14th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,727 sqft · built 1912
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Nov 2021)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1-06512-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-06512-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,727 sqft Base Area
1st Floor Area	1,727 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 55.6 ft wide
Garage Type	Carport
Garage Area	822 sqft
Carport	Carport
Carport Area	822 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	705 S 14TH ST
City	MATTOON
State	IL
Zip	61938-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXEC SUBD #1 OF NOYES EST (E1/3 OF SD SUBD) BLK 1 LOT 2 NW 1/4 SEC 24 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	24
Legal Subdivision	EXEC SUBD
Legal Block	1
Legal Lot Number	2
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	2
Census Block	2009
Census Tract	1100

Owner

705 S 14th St is owned and occupied by two individuals who bought it in November 2021.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 S 14TH ST, MATTOON, IL 61938-5701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Dec 15, 2017	Sheriff's Deed, Foreclosure
Dec 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	2021798295
Prior Transfer Date	Oct 21, 2010
Prior Transfer Doc	2010725340
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 18, 2021
Property Address	705 S 14TH ST, MATTOON, IL 61938-5701
Document Number	202100798295
Map Reference	MB 1 PG 109
Instrument Date	Nov 17, 2021
Instrument	202100798295
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 S 14TH ST, MATTOON, IL 61938-5701

Mortgage

Document Number	202100798296
Date	Nov 18, 2021
Instrument	202100798296

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	5.62%

December 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COLES IL
Recording Date	Dec 15, 2017
Property Address	705 S 14TH ST, MATTOON, IL 61938-5701
Document Number	201700773884
Map Reference	PB 1 PG 109
Instrument Date	Dec 8, 2017
Instrument	201700773884
Transaction Type	Foreclosure
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 303, WATERLOO, IL 62298-0303
Investor	Possibly a Property Investor

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Dec 15, 2017
Property Address	705 S 14TH ST, MATTOON, IL 61938-5701
Document Number	201700773885
Map Reference	PB 1 PG 109
Instrument Date	Dec 6, 2017
Instrument	201700773885
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1201, MATTOON, IL 61938-1201

Tax Assessment & Valuation

The 2025 property tax bill for 705 S 14th St was $2,200 with a homeowner's exemption, up 5.2% from the year before.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00 (+5.21%) Homeowner's exemption	$33,730 (+10.2%) Land $2,970 Building $30,760	$101,190 (+10.2%) Land $8,910 Building $92,280
2024	$2,091.00	$30,608 (+12%) Land $2,695 Building $27,913	$91,824 (+12%) Land $8,085 Building $83,739
2023		$27,328 Land $2,406 Building $24,922	$81,984 Land $7,218 Building $74,766
2020	$1,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 S 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 S 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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