705 Rustic Ct, Virginia Beach, VA 23455 Property Records

Virginia Beach City property record for 705 Rustic Ct, Virginia Beach, VA 23455

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,512 sqft · built 1985
Lot Size	0.304 acres (13,247 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
APN	`1468-95-8925`

Property Details

APN / Parcel Number

Primary APN	`1468-95-8925`
Alternative APN	`146-895-89250-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	2,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,247 sqft (0.304 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	1468-95-8925
Street Address	705 RUSTIC CT
City	VIRGINIA BEACH
State	VA
Zip	23455-4771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	HAYGOOD POINT SEC 12-B LOT 27
Legal Subdivision	HAYGOOD POINT
Legal Block	3
Legal Lot Number	27
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	3
Census Block	3013
Census Tract	41200

Owner

Source: Virginia Beach City records · APN 1468-95-8925

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 RUSTIC CT, VIRGINIA BEACH, VA 23455-4771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	705 RUSTIC CT, VIRGINIA BEACH, VA 23455-4771
Document Number	0000810740
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RUSTIC CT VIRGINIA BEACH VA 234554771, VIRGINIA BEACH, VA 23455-4771

Mortgage

Document Number	0000810740
Date	Sep 03, 2020
Instrument	810740

Lender

Name	CHARTWAY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (+6.91%)	$432,300 (+17.5%) Land $173,300 Building $259,000	$432,300 (+17.5%) Land $173,300 Building $259,000
2024	$3,922.00 (+7.69%)
2023	$3,642.00	$367,900 Land $168,000 Building $199,900	$367,900 Land $168,000 Building $199,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.