705 Riverbend Dr, Rocky Mount, VA 24151 Property Records

Franklin County property record for 705 Riverbend Dr, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1988
Lot Size	5.45 acres (237,402 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2010)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044 00-190 14`

Property Details

APN / Parcel Number

Primary APN	`044 00-190 14`
Alternative APN	`12224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	4,328 sqft
1st Floor Area	1,870 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Exterior Material	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	237,402 sqft (5.45 acres)
Terrain	Rolling
Garage Area	552 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	64 sqft
Porch	Patio
Porch Area	336 sqft
Deck Area	96 sqft
Patio Area	238 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12224
Street Address	705 RIVERBEND DR
City	ROCKY MOUNT
State	VA
Zip	24151-2961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	WOODLAWN LOT 2 SECTION 1
Legal Subdivision	WOODLAWN
Legal Lot Number	2
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2001
Census Tract	20400

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	705 RIVERBEND DR, ROCKY MOUNT, VA 24151-2961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARTER BK & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2010 · Amount on Record
Deed Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	20104439
Deed Book / Page	981 / 1481
Last Transfer Date	Aug 28, 2014
Transfer Doc	00105200594
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	705 RIVERBEND DR, ROCKY MOUNT, VA 24151-2961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011540504
Date	Jan 4, 2021
Book Page	1154/504
Instrument	210000078

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	705 RIVERBEND DR, ROCKY MOUNT, VA 24151-2961
Document Number	0011261962
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RIVERBEND DR ROCKY MOUNT VA 241512961, ROCKY MOUNT, VA 24151-2961

Mortgage

Document Number	0011261962
Date	Aug 30, 2019
Book Page	001126/001962
Instrument	5358

Lender

Name	CARTER BK & TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,686.00 (-7%)	$392,200 (+31.92%) Land $64,300 Building $327,900	$392,200 (+31.92%) Land $64,300 Building $327,900
2023	$1,813.00	$297,300 (-) Land $57,300 Building $240,000	$297,300 (-) Land $57,300 Building $240,000
2022		$297,300 Land $57,300 Building $240,000	$297,300 Land $57,300 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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