Essex County and Haverhill City property record for 705 River St, Haverhill, MA 01832
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 974 sqft · built 1986 |
| Lot Size | 0.225 acres (9,828 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Aug 2019) |
| Tax Bill | $3,864 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554-6-57 |
| Primary APN | 554-6-57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 974 sqft Living Area |
| Gross Area | 1,624 sqft |
| Basement Area | 458 sqft |
| Unfinished Basement | 458 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,828 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 554-6-57 |
|---|---|
| Street Address | 705 RIVER ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-5160 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 6 |
| Legal Lot Number | 57A |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 260900 |
705 River St, a condominium, is owned and occupied by two individuals who bought it in August 2019.
Source: Essex County and Haverhill City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 RIVER ST, HAVERHILL, MA 01832-5160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU |
| Jul 1, 2020 | Deed of Trust, Mortgage · Balloon Mortgage MERRIMACK VALLEY FCU |
| Aug 13, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | Oct 6, 1989 · Amount on File |
| Deed Document Number | 20193090 |
| Deed Book / Page | 37750 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 705 RIVER ST, HAVERHILL, MA 01832-5160 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040354-192 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 40354/192 |
| Instrument | 20211006002180 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 705 RIVER ST, HAVERHILL, MA 01832-5160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38676-114 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 38676/114 |
| Instrument | 20200701007300 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Aug 13, 2019 |
| Property Address | 705 RIVER ST, HAVERHILL, MA 01832-5160 |
| Document Number | 37750-51 |
| Book / Page | 37750 / 51 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 20190813003090 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 RIVER ST, HAVERHILL, MA 01832-5160 |
| Document Number | 190813003100 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 190813003100 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 705 River St was $3,864, up 10.9% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,864.00 (+10.88%) | $360,800 (+10.17%) Building $360,800 | $287,755 |
| 2024 | $3,485.00 (-0.77%) | $327,500 (+3.97%) Building $327,500 | |
| 2023 | $3,512.00 | $315,000 Building $315,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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