LaSalle County property record for 705 River Edge Cir, Ottawa, IL 61350 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,548 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Dec 2018) |
| Tax Bill | $8,184 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-36-429-015 |
| Primary APN | 14-36-429-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,548 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 705 RIVER EDGE CIR |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNBERRY IN THE TOWN OF TWO RIVERS SUB PHASE III, LT 76 SEC 36-34-3 |
| Legal Range | 03 |
| Legal Township | 34 |
| Legal Section | 36 |
| Legal Subdivision | TURNBERRY PHASE III |
| Legal Phase | 3 |
| Legal Lot Number | 76 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | DAYTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 962600 |
Source: LaSalle County records · APN 14-36-429-015
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK NA |
| Sep 19, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Dec 17, 2014 |
| Deed Document Number | 201816547 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0202510059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202510961 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-10961 |
| Name | MARSEILLES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 10, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Sep 19, 2025 |
| Property Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Document Number | 0202510059 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-10059 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202011912 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 202011912 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Dec 14, 2018 |
| Property Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Document Number | 201816547 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 201816547 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 RIVER EDGE CIR, OTTAWA, IL 61350-9574 |
| Document Number | 201816548 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 201816548 |
| Name | MIDLAND STATES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Dayton Township |
| Municipality | Ottawa City |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Elementary School District | Wallace Community Consolidated School District 195 (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,184.00 (+1.99%) | $88,682 (+4.26%) Land $13,127 Building $75,555 | $266,046 (+4.26%) Land $39,381 Building $226,665 |
| 2024 | $8,024.00 | $85,059 (+13.21%) Land $12,591 Building $72,468 | $255,177 (+13.21%) Land $37,773 Building $217,404 |
| 2023 | $75,134 (+9.09%) Land $11,122 Building $64,012 | $225,402 (+9.09%) Land $33,366 Building $192,036 | |
| 2022 | $68,873 Land $10,195 Building $58,678 | $206,619 Land $30,585 Building $176,034 |
Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999626001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015, other causes |
| Wildfire Risk | Low above 5% of the US · above 34% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mediacom Communications | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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