705 Ridgewood Dr, Coshocton, OH 43812 Property Records

Coshocton County property record for 705 Ridgewood Dr, Coshocton, OH 43812

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,412 sqft · built 1963
Lot Size0.482 acres (21,000 sqft)
Owner2 Individual Names on File
Last Sale$127,000 (Nov 2018)
Tax Bill$2,477 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN004557-3

Property Details

APN / Parcel Number

Primary APN004557-3
Alternative APN
  • 0430000473100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,412 sqft Living Area
1st Floor Area1,412 sqft
Basement Area706 sqft
Unfinished Basement706 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions154 ft deep x 144 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004557-3
Street Address705 RIDGEWOOD DR
CityCOSHOCTON
StateOH
Zip43812-2749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN-LOT 3303 140 X 150 SECOND AVONDALE ADDITION 06 DOC 0225
Legal SubdivisionSECOND AVONDALE SUBDIVISION
Legal Lot Number3303
JurisdictionCOSHOCTON OH
Township / Civil DivisionCOSHOCTON
Census Block Group1
Census Block1019
Census Tract961700

Owner

705 Ridgewood Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Coshocton County records, as of May 5, 2026

Owner of Record2 Individual Names on File
Mailing Address705 RIDGEWOOD DR, COSHOCTON, OH 43812-2749
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 7, 2017Deed of Trust, Mortgage · Line of Credit
THE HOME LOAN SAVINGS BANK
Nov 27, 2018Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2018 · Amount on File
Deed SaleNov 27, 2018 · Amount on File
Prior SaleJan 17, 2006 · Amount on File
Deed Document Number20184887
Deed Book / Page770 / 3166
Prior Transfer DateApr 13, 2001
Prior Transfer Doc0000012119
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Recording DateApr 27, 2026
Property Address705 RIDGEWOOD DR, COSHOCTON, OH 43812-2749
Document Number0000001664
Book / Page811 / 4009
Instrument DateFeb 23, 2026
Instrument20261664
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address705 RIDGEWOOD DR, COSHOCTON, OH 43812-2749

Mortgage

Document Number0000001664,
DateApr 27, 2026
Book Page811/4009
Instrument20261664
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address705 RIDGEWOOD DR, COSHOCTON, OH 43812-2749
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number728/764
DateApr 7, 2017
Book Page728/764
Instrument201700001220
Lender
NameTHE HOME LOAN SAVINGS BANK
TypeBank
AddressCOSHOCTON, OH 43812
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 7, 2027

November 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCOSHOCTON OH
Recording DateNov 27, 2018
Property Address705 RIDGEWOOD DR, COSHOCTON, OH 43812-2749
Document Number770/3166
Book / Page770 / 3166
Map ReferenceVOL 3 PG 28
Instrument DateNov 26, 2018
Instrument201800004887
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
Tax$508.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address705 RIDGEWOOD DR, COSHOCTON, OH 43812-2749

Tax Assessment & Valuation

The 2025 property tax bill for 705 Ridgewood Dr was $2,477 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
MunicipalityCoshocton City
Unified School DistrictCoshocton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,477.00$55,270 Land $19,020 Building $36,250$157,920 Land $54,340 Building $103,580
2023$1,893.00 (-7.57%) Homeowner's exemption$40,996 (-) Land $14,630 Building $26,366
2022$2,048.00 Homeowner's exemption$40,996 Land $14,630 Building $26,366
2021$117,130 Land $41,800 Building $75,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Ridgewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSHOCTON PWS
private · serves 14,319 people · EPA ID OH1600012
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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