Cook County property record for 705 Ridge Ave, Evanston, IL 60202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,669 sqft · built 1904 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Dec 2021) |
| Tax Bill | $16,687 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-19-313-003 |
| Primary APN | 11-19-313-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,669 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 7,535 sqft (0.173 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 705 RIDGE AVE |
|---|---|
| City | EVANSTON |
| State | IL |
| Zip | 60202-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ADAMS) & (WHEELERS) ADD TO (EVANSTON) PT SH SH NH SW E OF RIDGE RD SH NH SW SEC 19-41-14 |
| Legal Range | 14E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | ADAMS & WHEELERS ADD TO EVANSTON |
| Legal Block | 4 |
| Legal Lot Number | 6,7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | EVANSTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 810100 |
705 Ridge Ave is owned and occupied by two individuals who acquired it in November 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 RIDGE AVE, EVANSTON, IL 60202-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 15, 2018 | Deed of Trust, Mortgage · Line of Credit ANDIGO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 20216282 |
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0000024148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 22, 2021 |
| Property Address | 705 RIDGE AVE, EVANSTON, IL 60202-2634 |
| Document Number | 0035606282 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2135606282 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | FORT DEARBORN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 RIDGE AVE, EVANSTON, IL 60202-2634 |
| Document Number | 0035606285 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2135606285 |
| Name | CHICAGO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 705 RIDGE AVE, EVANSTON, IL 60202-2634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 705 RIDGE AVE, EVANSTON, IL 60202-2634 |
| Document Number | 0007813031 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2107813031 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 705 RIDGE AVE, EVANSTON, IL 60202-2634 |
| Document Number | 1809246050 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 RIDGE AVE EVANSTON IL 602022634, EVANSTON, IL 60202-2634 |
| Document Number | 1809246050 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 9246050 |
| Name | ANDIGO CU |
|---|---|
| Address | SCHAUMBURG, IL 60173 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Evanston City |
| Elementary School District | Evanston Community Consolidated School District 65 (PK - 08) |
| Secondary School District | Evanston Township High School District 202 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,000 Land $24,112 Building $57,888 | $820,000 Land $241,120 Building $578,880 | |
| 2023 | $16,687.00 (+4.54%) | ||
| 2022 | $15,963.00 Homeowner's exemption | $73,999 Land $20,721 Building $53,278 | $739,990 Land $207,210 Building $532,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 705 Ridge Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 705 Ridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSTON serves 74,486 people · EPA ID IL0310810 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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