705 Richardson Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 705 Richardson Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,966 sqft · built 1900
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$3,718 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:014.0 B:0046 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:014.0 B:0046 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	1,231 sqft
Basement Area	500 sqft
Unfinished Basement	1,231 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1944
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	705 RICHARDSON RD
City	ASHBY
State	MA
Zip	01431-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	46
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1041
Census Tract	300100

Owner

705 Richardson Rd is owned by an individual who bought it in June 2026.

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 MARQUETTE ST, GARDNER, MA 01440-4019
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Jun 23, 2026	Personal Representative Deed, Transfer · Conventional Mortgage
Jun 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Deed Document Number	202675437
Deed Book / Page	85774 / 307
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Recording Date	Jun 23, 2026
Property Address	705 RICHARDSON RD, ASHBY, MA 01431-2178
Document Number	0000075440
Book / Page	85774 / 343
Instrument Date	Jun 23, 2026
Instrument	202675440
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RICHARDSON RD, ASHBY, MA 01431-2178

Mortgage

Document Number	0000075440,
Date	Jun 23, 2026
Book Page	85774/343
Instrument	202675440

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ASHBY MA
Recording Date	Jun 23, 2026
Property Address	705 RICHARDSON RD, ASHBY, MA 01431-2178
Document Number	0000075437
Book / Page	85774 / 307
Instrument Date	Jun 23, 2026
Instrument	202675437
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MARQUETTE ST, GARDNER, MA 01440-4019

Mortgage

Date	Jun 23, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Recording Date	Jun 23, 2026
Property Address	705 RICHARDSON RD, ASHBY, MA 01431-2178
Document Number	0000075439
Book / Page	85774 / 331
Instrument Date	Jun 23, 2026
Instrument	202675439
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RICHARDSON RD, ASHBY, MA 01431-2178

Mortgage

Document Number	0000075439,
Date	Jun 23, 2026
Book Page	85774/331
Instrument	202675439

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 705 Richardson Rd was $3,718, down 2.7% from the year before.

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,718.00 (-2.75%)	$235,900 (-6.02%) Land $66,800 Building $169,100	$251,021 (-14.18%)
2025	$3,823.00 (-14.17%)	$251,000 (-12.48%) Land $66,800 Building $184,200	$292,505 (-2.69%)
2024	$4,454.00 (+6.43%)	$286,800 (+12.51%) Land $64,400 Building $222,400	$300,580
2023	$4,185.00	$254,900 Land $59,600 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Richardson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Richardson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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