705 Randolph St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 705 Randolph St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$817 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
APN	`03-9.0-32-004-001-103.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-32-004-001-103.000`

Interior

Building Area	912 sqft Base Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 59 ft wide

Location & Zoning

Street Address	705 RANDOLPH ST
City	SAINT JOSEPH
State	MO
Zip	64505-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LANCE HEIGHTS LOT:2 BLK:LGL DESC:E 24' L2 W 34' L3 ALSO N 5' RANDOLPH ST VAC ON S
Legal Subdivision	LANCE HEIGHTS
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2057
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 RANDOLPH ST, SAINT JOSEPH, MO 64505-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	705 RANDOLPH ST, SAINT JOSEPH, MO 64505-1741
Transaction Type	Mortgage
Record Updated	Dec 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017011742
Date	Nov 28, 2017
Instrument	2017011742

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (+0.12%)	$11,440 (+8.54%) Land $1,210 Building $10,230	$60,190 (+8.53%) Land $6,360 Building $53,830
2024	$816.00 (+18.43%)
2023	$689.00 (-0.72%)	$10,540 (-) Land $1,210 Building $9,330	$55,460 (-) Land $6,360 Building $49,100
2022	$694.00	$10,540 Land $1,210 Building $9,330
2021			$55,460 Land $6,360 Building $49,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20