705 Putter Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 705 Putter Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1988
Lot Size	0.117 acres (5,104 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Feb 2025)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-1241-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-1241-6`
Alternative APN	`22-1S-22-087A-0000-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Heated Area
Gross Area	2,101 sqft
1st Floor Area	1,564 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	5,104 sqft (0.117 acres)
Garage Type	Finished
Garage Area	460 sqft
Porch	Finished/Screened Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	705 PUTTER DR
City	NICEVILLE
State	FL
Zip	32578-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY LAKES PH I LOT 26
Legal Range	22
Legal Township	01S
Legal Section	22
Legal Subdivision	FAIRWAY LAKES PH I
Legal Phase	1
Legal Lot Number	26
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1012
Census Tract	21002

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 PUTTER DR, NICEVILLE, FL 32578-3809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	3738282
Deed Book / Page	3347 / 2953
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	3203363
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 27, 2018
Property Address	705 PUTTER DR, NICEVILLE, FL 32578-3809
Document Number	0033472953
Book / Page	003347 / 002953
Instrument Date	Apr 26, 2018
Instrument	3203363
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 PUTTER DR NICEVILLE FL 325783809, NICEVILLE, FL 32578-3809

Mortgage

Document Number	33472954
Date	Apr 27, 2018
Book Page	003347/002954
Instrument	3203364

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+75.97%)	$325,750 (+48.91%) Land $91,804 Building $233,946	$325,750 (+12.3%) Land $91,804 Building $233,946
2023	$2,231.00 (+2.76%) Homeowner's exemption	$218,752 (+3%)	$290,063 (+6%) Land $84,869 Building $205,194
2022	$2,171.00 Homeowner's exemption	$212,381	$273,642 Land $80,827 Building $192,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	38 (1995–2020)
Claims Outside the SFHA	17 of 38
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20