Carroll County property record for 705 Poole Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,464 sqft · built 1987 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $372,000 (Apr 2020) |
| Tax Bill | $5,231 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-019424 |
| Primary APN | 07-019424 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,464 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 138,956 sqft (3.19 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 448 sqft |
| Porch | Slab |
| Porch Area | 518 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 019424 |
|---|---|
| Street Address | 705 POOLE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 3.1899 ACS 705 POOLE RD E/S MD RT 97 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 507802 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 POOLE RD, WESTMINSTER, MD 21157-7228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 15, 2020 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Deed Book / Page | 9635 / 149 |
| Last Transfer Date | Jul 2, 2025 |
| Transfer Doc | 0115150262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 705 POOLE RD, WESTMINSTER, MD 21157-7228 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089070195 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 8907/0195 |
| Instrument | 8907-0195 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 15, 2020 |
| Property Address | 705 POOLE RD, WESTMINSTER, MD 21157-7228 |
| Document Number | 0096350149 |
| Book / Page | 9635 / 149 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 POOLE RD, WESTMINSTER, MD 21157-7228 |
| Document Number | 0009635156 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 9635/156 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 705 POOLE RD, WESTMINSTER, MD 21157-7228 |
| Document Number | 0093680303 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 705 POOLE RD WESTMINSTER MD 211577228, WESTMINSTER, MD 21157-7228 |
| Document Number | 0093680303 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 009368/000303 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,300 (+7.12%) Land $150,900 Building $377,400 | $528,300 (-) Land $150,900 Building $377,400 | |
| 2025 | $5,231.00 (+9.46%) Homeowner's exemption | $493,200 (+16.6%) | $528,300 (+24.89%) Land $150,900 Building $377,400 |
| 2023 | $4,779.00 Homeowner's exemption | $423,000 Land $150,900 Building $272,100 | $423,000 Land $150,900 Building $272,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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