705 Pine St, Benton, KY 42025 Property Records

Marshall County property record for 705 Pine St, Benton, KY 42025 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1945
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Apr 2022)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0B-08-03-052`

Property Details

APN / Parcel Number

Primary APN	`0B-08-03-052`
Alternative APNs	`1132250` `1097480` `935170`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	963 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	500 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1132250
Street Address	705 PINE ST
City	BENTON
State	KY
Zip	42025-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2014
Census Tract	950400

Owner

Source: Marshall County records · APN 0B-08-03-052

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 PINE ST, BENTON, KY 42025-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2009	Deed of Trust, Mortgage COMMUNITY FINANCIAL SERVICES BANK
Oct 31, 2024	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Oct 26, 2022	Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2022 · Amount on Record
Deed Sale	Apr 05, 2022 · Amount on Record
Prior Sale	Mar 11, 2009 · Amount on Record
Deed Document Number	2022495567
Deed Book / Page	495 / 567
Prior Transfer Date	Jul 23, 2014
Prior Transfer Doc	0000240425
Record Updated	Jun 08, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	705 PINE ST, BENTON, KY 42025-1254
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG659/600
Date	Mar 11, 2009
Book Page	MTG 659/600
Instrument	198810

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Address	BENTON, KY 42025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2039

Interest

Rate Type	Adjustable Rate

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Oct 31, 2024
Property Address	705 PINE ST, BENTON, KY 42025-1254
Document Number	DEED519/302
Book / Page	DEED519 / 302
Instrument Date	Oct 29, 2024
Instrument	1107882
Transaction Type	Transfer
Record Updated	Jan 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 PRINCESS JENNIFER DR, CALVERT CITY, KY 42029-8354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PINE ST, BENTON, KY 42025-1254

Mortgage

Document Number	0001107883
Date	Oct 31, 2024
Instrument	1107883

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Mortgage

Document Number	MTG1068/529
Date	Oct 31, 2024
Book Page	MTG1068/529
Instrument	1107884

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2034

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Oct 26, 2022
Property Address	705 PINE ST, BENTON, KY 42025-1254
Document Number	000501/210
Book / Page	501 / 210
Instrument Date	Oct 24, 2022
Instrument	1092465
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 SUNSHINE ACRES RD, BENTON, KY 42025-7174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUNSHINE ACRES RD, BENTON, KY 42025-7174

Mortgage

Document Number	0001092447
Date	Oct 26, 2022
Instrument	1092447

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Marshall County records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+39.78%)	$155,000 (+47.62%) Land $15,000 Building $140,000	$155,000 (+252.27%) Land $15,000 Building $140,000
2023	$988.00	$105,000
2022			$44,000 Land $8,000 Building $36,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marshall County (21157C), updated January 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211579504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1978–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Feb 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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