Harford County property record for 705 Philadelphia Rd, #A, Joppa, MD 21085
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 880 sqft · built 1930 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $357,000 (Oct 2024) |
| Tax Bill | $1,808 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-103504 |
| Primary APN | 01-103504 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 880 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 103504 |
|---|---|
| Street Address | 705 PHILADELPHIA RD, A |
| City | JOPPA |
| State | MD |
| Zip | 21085-3122 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C1 |
| Legal Description | LOT 0.50 AC 705A PHILADELPHIA RD JOPPA |
| Legal Subdivision | JOPPA |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301301 |
705 Philadelphia Rd, #A is owned by a company that bought it in October 2024.
Source: Harford County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1201 DUNDALK AVE, DUNDALK, MD 21222-1013 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FREEDOM FCU |
| Mar 16, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRANCES M SNYDER |
| Sep 26, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on File |
| Deed Sale | Oct 15, 2024 · Amount on File |
| Prior Sale | Sep 26, 2019 · Amount on File |
| Deed Book / Page | 16419 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 705 PHILADELPHIA RD # A, A, JOPPA, MD 21085-3122 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154420163 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 15442/163 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21015 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 16, 2020 |
| Property Address | 705 PHILADELPHIA RD # A, A, JOPPA, MD 21085-3122 |
| Document Number | 0137420141 |
| Book / Page | 013742 / 000141 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 705 PHILADELPHIA RD #A JOPPA MD 210853122, A, JOPPA, MD 21085-3122 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 705 PHILADELPHIA RD # A, A, JOPPA, MD 21085-3122 |
| Document Number | 0136450486 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1742 OLD JOPPA RD KINGSVILLE MD 210871059, KINGSVILLE, MD 21087-1059 |
| Document Number | 0136450486 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 013645/000486 |
| Name | FRANCES M SNYDER |
|---|---|
| Address | 7615 MOUNT VISTA RD, KINGSVILLE, MD 21087-1718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 26, 2019 |
| Property Address | 705 PHILADELPHIA RD # A, A, JOPPA, MD 21085-3122 |
| Document Number | 0134630284 |
| Book / Page | 13463 / 0284 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | DULANEY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1742 OLD JOPPA RD, KINGSVILLE, MD 21087-1059 |
| Document Number | 0013463290 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 13463/290 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 705 Philadelphia Rd, #A was $1,808, up 10.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,808.00 (+10.38%) | $165,900 Land $89,000 Building $76,900 | $165,900 Land $89,000 Building $76,900 |
| 2025 | $1,638.00 | ||
| 2023 | $142,600 Land $89,000 Building $53,600 | $142,600 Land $89,000 Building $53,600 | |
| 2022 | $1,543.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 705 Philadelphia Rd, #A in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2022) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Philadelphia Rd, #A is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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