705 Parkridge Dr, Galt, CA 95632 Property Records

Sacramento County property record for 705 Parkridge Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Jul 2018)
Tax Bill	$6,424 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2026 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150-0760-001-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0760-001-0000`

Exterior

Lot Area	8,364 sqft (0.192 acres)

Location & Zoning

Street Address	705 PARKRIDGE DR
City	GALT
State	CA
Zip	95632-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK UNIT NO.22, LOT 1, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMERALD PARK UNIT NO.22
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1004
Census Tract	9410

Owner

705 Parkridge Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Feb 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Jul 30, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Deed Book / Page	20180730 / 948
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PARKRIDGE DR, GALT, CA 95632-3603

Mortgage

Document Number	0000000044
Date	Jul 1, 2022
Instrument	2022070100044

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PARKRIDGE DR, GALT, CA 95632-3603

Mortgage

Document Number	0000000049
Date	Feb 6, 2026
Instrument	202602060049

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PARKRIDGE DR, GALT, CA 95632-3603

Mortgage

Document Number	0000001105
Date	Nov 22, 2021
Instrument	2021112201105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 PARKRIDGE DR, GALT, CA 95632-3603

Mortgage

Document Number	2021112201105
Date	Nov 22, 2021
Instrument	2021112201105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Document Number	2009080545
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 PARKRIDGE DR GALT CA 956323603, GALT, CA 95632-3603

Mortgage

Document Number	2009080545
Date	Sep 8, 2020
Instrument	2009080545

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2018
Property Address	705 PARKRIDGE DR, GALT, CA 95632-3603
Document Number	1807300948
Instrument Date	Jul 17, 2018
Instrument	1807300948
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 PARKRIDGE DR GALT CA 956323603, GALT, CA 95632-3603

Mortgage

Document Number	1807300949
Date	Jul 30, 2018
Instrument	1807300949

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 705 Parkridge Dr was $6,424, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,477 (+2%) Land $130,848 Building $354,629
2025	$6,424.00 (+4.17%)	$475,959 Land $128,283 Building $347,676
2024	$6,167.00 (-4.64%)
2023	$6,467.00 (+3.8%)	$457,478 Land $123,302 Building $334,176
2022	$6,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 705 Parkridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Parkridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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