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705 Palm Bluff St, Clearwater, FL 33755 Property Records

Pinellas County property record for 705 Palm Bluff St, Clearwater, FL 33755 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,170 sqft · built 1970
Lot Size0.131 acres (5,715 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Aug 2006)
Tax Bill$612 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-744-9058-2

Property Details

APN / Parcel Number

Primary APNC62-000-744-9058-2
Alternative APNs
  • 10-29-15-65718-000-0140
  • 291510657180000140
  • 152910657180000140
  • R112038

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,715 sqft (0.131 acres)
Lot Dimensions50 ft deep x 112 ft wide
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR112038
Street Address705 PALM BLUFF ST
CityCLEARWATER
StateFL
Zip33755-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM PARK UNNUMBERED BLK, LOT 14 & W 1/2 OF VAC ST ON E
Legal Range15E
Legal Township29S
Legal Section10
Legal SubdivisionPALM PARK
Legal Tract65718
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2013
Census Tract26200

Owner

Source: Pinellas County records · APN C62-000-744-9058-2

Assessment roll updated December 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 PALM BLUFF ST, CLEARWATER, FL 33755-3132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
GTE FEDERAL CREDIT UNION
May 05, 2021Deed of Trust, Mortgage · Line of Credit
GTE FCU
Nov 30, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
GTE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2006 · Amount on Record
Deed SaleAug 23, 2006 · Amount on Record
Deed Document Number2006316532
Deed Book / Page15324 / 1717
Prior Transfer DateAug 18, 2006
Prior Transfer Doc0153241717
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateApr 15, 2026
Property Address705 PALM BLUFF ST, CLEARWATER, FL 33755-3132
Document Number0000102484
Book / Page23526 / 1324
Instrument DateApr 03, 2026
Instrument2026102484
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 PALM BLUFF ST, CLEARWATER, FL 33755-3132

Mortgage

Document Number0000102484,
DateApr 15, 2026
Book Page23526/1324
Instrument2026102484
Lender
NameGTE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address705 PALM BLUFF ST, CLEARWATER, FL 33755-3132
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0215200726
DateMay 05, 2021
Book Page21520/726
Instrument2021148265
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 04, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address705 PALM BLUFF ST, CLEARWATER, FL 33755-3132
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0203521048
DateNov 30, 2018
Book Page20352/1048
Instrument2018383252
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2033

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$612.00 (+5.34%) Homeowner's exemption$70,523 (+5.99%)$238,017 (+53.49%) Land $86,354 Building $151,663
2024$581.00 (+0.17%)
2023$580.00 (+1.58%) Homeowner's exemption$66,539 (+3%)$155,068 (+25.08%) Land $39,593 Building $115,475
2022$571.00 Homeowner's exemption$64,601$123,971 Land $38,832 Building $85,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030262002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
12 of 20 on primary residences
Nearby Flood Claims4 (1984–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Flood Events
  • Hurricane Elena (Sep 1985), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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