Arenac County property record for 705 Orchard St, Standish, MI 48658
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,500 (Mar 2014) |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-2-000-001-175-00 |
| Primary APN | 040-2-000-001-175-00 |
|---|
| Lot Area | 37,462 sqft (0.86 acres) |
|---|---|
| Lot Dimensions | 182 ft deep x 240 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 705 ORCHARD ST |
|---|---|
| City | STANDISH |
| State | MI |
| Zip | 48658-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T18N R4E SEC 2 N 205 FT OF E 1/2 OF E 1/2 OF SE 1/4 OF SE 1/4 EXC PAR COM IN SW COR TH E 90 FT TH NELY TO PT 145 FT E OF NE |
| Legal Range | 04E |
| Legal Township | 18N |
| Legal Section | 02 |
| Legal Subdivision | FT E OF NE COR OF ORCHARD LANE SUB |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | STANDISH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970500 |
Source: Arenac County records, as of May 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 ORCHARD ST, STANDISH, MI 48658-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK |
| Aug 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CREDIT UNION ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on Record |
| Deed Sale | Mar 14, 2014 · Amount on Record |
| Prior Sale | Apr 2, 2013 |
| Deed Document Number | 2014736 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 705 ORCHARD ST, STANDISH, MI 48658-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900874 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 201900874 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 705 ORCHARD ST, STANDISH, MI 48658-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201902616 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 201902616+ |
| Name | CREDIT UNION ONE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| Municipality | Standish City |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,600 | $253,200 | |
| 2025 | $2,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STANDISH serves 1,509 people · EPA ID MI0006350 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 1,000 / 500 |
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