705 Olive St, Georgetown, SC 29440 Property Records

Georgetown County property record for 705 Olive St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2022)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0500460092.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500460092.00.00`
Alternative APNs	`05-0046-092-00-00` `24377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,752 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	254 sqft
Patio Area	166 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	24377
Street Address	705 OLIVE ST
City	GEORGETOWN
State	SC
Zip	29440-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18 FREEMAN & ROSEN S
Legal Subdivision	MRVL
Legal Lot Number	18
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2012
Census Tract	920702

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 OLIVE ST, GEORGETOWN, SC 29440-4237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 3, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 12, 2019	Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20227268
Deed Book / Page	4363 / 314
Prior Transfer Date	Nov 25, 2017
Prior Transfer Doc	03170/0107
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	705 OLIVE ST, GEORGETOWN, SC 29440-4237
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04172/0295
Date	Jul 21, 2021
Book Page	4172/295
Instrument	202100010741

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 3, 2022
Property Address	705 OLIVE ST, GEORGETOWN, SC 29440-4237
Document Number	04363/0314
Book / Page	4363 / 314
Instrument Date	Jun 2, 2022
Instrument	202200007268
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 OLIVE ST, GEORGETOWN, SC 29440-4237

Mortgage

Document Number	202200007269
Date	Jun 3, 2022
Instrument	202200007269

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 12, 2019
Property Address	705 OLIVE ST, GEORGETOWN, SC 29440-4237
Document Number	03484/0142
Book / Page	3484 / 142
Map Reference	MB 2 PG 417
Instrument Date	Apr 11, 2019
Instrument	201900003597
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 OLIVE ST, GEORGETOWN, SC 29440-4237

Mortgage

Document Number	201900003598
Date	Apr 12, 2019
Instrument	201900003598

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (+14.31%)	$11,480 (+14.8%) Land $1,000 Building $10,480	$287,000 (+14.8%) Land $25,000 Building $262,000
2023	$2,320.00 (+117.23%)	$10,000 (+102.43%) Land $620 Building $9,380	$250,000 (+102.59%) Land $15,500 Building $234,500
2022	$1,068.00	$4,940 Land $620 Building $4,320	$123,400 Land $15,500 Building $107,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	9 (2000–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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