Franklin County property record for 705 Oldfield Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 1985 |
| Lot Size | 1.07 acres (46,827 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,390 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015 03-093 00 |
| Primary APN | 015 03-093 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Metal |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,827 sqft (1.07 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 16 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3217 |
|---|---|
| Street Address | 705 OLDFIELD RD |
| City | MONETA |
| State | VA |
| Zip | 24121-5860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN COVES LOT 38 SECTION 2 |
| Legal Subdivision | TWIN COVES |
| Legal Lot Number | 38 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20104 |
Source: Franklin County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 OLDFIELD RD, MONETA, VA 24121-5860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2023 | Transfer on Death Deed, Transfer |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2011 |
| Deed Sale | Oct 31, 2011 |
| Deed Document Number | 20116999 |
| Deed Book / Page | 1004 / 2816 |
| Last Transfer Date | Aug 31, 2023 |
| Transfer Doc | 0012031308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Sep 1, 2023 |
| Property Address | 705 OLDFIELD RD, MONETA, VA 24121-5860 |
| Document Number | 0012031308 |
| Book / Page | 1203 / 1308 |
| Map Reference | MB 8 PG 43 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 230005149 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 OLDFIELD RD, MONETA, VA 24121-5860 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 705 OLDFIELD RD, MONETA, VA 24121-5860 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 705 OLDFIELD RD, MONETA, VA 24121-5860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0011501116 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 1150/1116 |
| Instrument | 200008787 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 705 OLDFIELD RD, MONETA, VA 24121-5860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011533787 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 1153/3787 |
| Instrument | 200010991 |
| Name | BANK OF BOTETOURT |
|---|---|
| Type | Bank |
| Address | TROUTVILLE, VA 24175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,390.00 (+29.98%) | $788,600 (+84.42%) Land $187,000 Building $601,600 | $788,600 (+84.42%) Land $187,000 Building $601,600 |
| 2023 | $2,608.00 | $427,600 (-) Land $180,000 Building $247,600 | $427,600 (-) Land $180,000 Building $247,600 |
| 2022 | $427,600 Land $180,000 Building $247,600 | $427,600 Land $180,000 Building $247,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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