705 Olde Forge Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 705 Olde Forge Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,008 sqft · built 1900
Lot Size	0.043 acres (1,886 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Apr 2017)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45H-3-84`

Property Details

APN / Parcel Number

Primary APN	`45H-3-84`
Alternative APNs	`045H 3 84` `28456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
Basement Area	504 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Architectural Style	Other
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,886 sqft (0.043 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	28456
Old Parcel Number	045H 3 84
Street Address	705 OLDE FORGE DR
City	FREDERICKSBURG
State	VA
Zip	22405-1509
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2- URBAN RES
Legal Description	LOT 84 SEC 3 1888 SQFT OLDE FORGE
Legal Subdivision	OLDE FORGE
Legal Lot Number	84
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	10306

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 OLDE FORGE DR, FREDERICKSBURG, VA 22405-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU
Apr 16, 2018	Deed of Trust, Mortgage · FHA Mortgage VIRGINIA CU
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	170007216
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	705 OLDE FORGE DR, FREDERICKSBURG, VA 22405-1509
Document Number	190011631
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 OLDE FORGE DR FREDERICKSBURG VA 224051509, FREDERICKSBURG, VA 22405-1509

Mortgage

Document Number	190011631
Date	Jul 17, 2019
Instrument	11631

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2039

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	705 OLDE FORGE DR, FREDERICKSBURG, VA 22405-1509
Document Number	180006323
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	180006323
Date	Apr 20, 2018
Instrument	6323

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	705 OLDE FORGE DR, FREDERICKSBURG, VA 22405-1509
Document Number	170017477
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 OLDE FORGE DR FREDERICKSBURG VA 224051509, FREDERICKSBURG, VA 22405-1509

Mortgage

Document Number	170017477
Date	Sep 27, 2017
Instrument	17477

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225-9010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2027

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 25, 2017
Property Address	705 OLDE FORGE DR, FREDERICKSBURG, VA 22405-1509
Document Number	170007216
Instrument Date	Mar 31, 2017
Instrument	7216
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	705 OLDE FORGE DR FREDERICKSBURG VA 224051509, FREDERICKSBURG, VA 22405-1509

Mortgage

Document Number	170007217
Date	Apr 25, 2017
Instrument	7217

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (+34.9%)	$186,600 (+36.11%) Land $55,000 Building $131,600	$186,600 (+36.11%) Land $55,000 Building $131,600
2023	$1,295.00 (+33.09%)	$137,100 Land $50,000 Building $87,100	$137,100 Land $50,000 Building $87,100
2021	$973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Cox Communications.

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